Suomen Hypoteekkiyhdistys Hypon pääekonomisti Juhana Brotherus kertoo, että kuluttajien kasvanut luottamus talouteen näyttää lisäävän lainahakemuksia selvästi."Meille on tullut asuntolainahakemuksia tässä kuussa 70 prosenttia enemmän kuin viime vuoden heinäkuussa.Heinäkuu on toki tavallisesti hiljainen kuukausi, mutta kyllä tämä muutos kertoo yleisestä suunnasta", Brotherus sanoo.Tilastokeskuksen mukaan kuluttajien luottamusindikaattori antoi mittaushistorian 1997–2017 korkeimmat lukemat.Tilastokeskuksen tietojen mukaan pääkaupunkiseudulla 12,5 prosenttia harkitsee ostaa asunnon tänä vuonna.Koko maassakin 9 prosenttia on aikeissa lähteä asuntokaupoille seuraavan 12 kuukauden aikana.
Saint Columba, best known for bringing Christianity to Scotland from Ireland in the sixth century, led the life of a superhero of sorts on Iona, a windswept island off the west coast of Scotland.He cured illnesses, rendered snakes' venom harmless, resurrected the dead and even saved a swimmer from being bitten by the Loch Ness monster, according to a record of the saint's miracles, which were written a century after his death by the abbot Adomnán.Now, remnants excavated from a small, rocky hill in Iona known as Tòrr an Aba have been confirmed to be from the time period during which St. Columba lived.This means it's likely that the remnants are pieces of the walls of the hut occupied by the medieval saint himself, according to the archaeologists working on the site — the very place where the Christian saint prayed, penned poetry and studied — all while overseeing his monastery, also called Iona.[The 10 Most Controversial Miracles]This latest finding wouldn't have surprised the late archaeologist Charles Thomas, who, upon first collecting the remnants in 1957, suggested that they belonged to St. Columba's hut.
Useita arvopaperipörssejä ylläpitävä Nasdaq on ostanut brittiläisen ohjelmistoyhtiö Sybenetixin.Kaupan taustalla on Nasdaqin pyrkimys ottaa tekoäly avuksi pörssihuijarien paljastamisessa.Sybenetixin perustivat kahdeksan vuotta sitten aiemmin salkunhoitajana toiminut Taras Chaban ja käyttäytymistieteilijä Wendy Jephson.Yhtiö on kehittänyt ohjelmiston, joka oppii tunnistamaan yksittäisten salkunhoitajien käyttäytymiskuvioita kaupankäyntitilanteissa.Jos järjestelmä havaitsee jotain epäilyttävää, se lähettää hälytyksen kyseisen salkunhoitajan työnantajalle.Sybenetixistä tulee osa Nasdaqin markkinateknologialiiketoimintoja, jonka osuus Nasdaqin liikevaihdosta oli tämän vuoden ensimmäisellä neljänneksellä 12 prosenttia.
Enjoy more comfortable, efficient typing on your iPad and keep it protected as well with this smart folio keyboard case.Opening or closing the cover triggers your iPad's sleep or wake modes, and the keyboard connects automatically when needed via Bluetooth.With the one of the highest capacity battery of any iPad keyboard case, it lasts half a year between charges.The typical list price of $69.99 has been reduced 61% to just $27.See this deal on Amazon.This story, "61% off Anker Keyboard Case for iPad Air 2 with 6-Month Battery - Deal Alert" was originally published by TechConnect.
A report from Reuters says Samsung Electronics plans to "triple the market share" of its foundry business over the next five years.Samsung plans to "aggressively add new clients," with E.S.Jung, head of the Samsung foundry division, telling Reuters, "We want to become a strong No.2 player in the market" behind TSMC.In May, Samsung officially created a new business unit for its growing foundry operations.The business unit will fight TSMC and Intel for orders from Apple, Qualcomm, and other SoC vendors.
Autonomous parking will be available at the Mercedes museum in 2018.The days of valet parking could be numbered, as Mercedes-Benz and Bosch have created a multistory car park and autonomous driving system which automatically parks and retrieves cars without the driver even being present.Called Automated Valet Parking, the system is currently being trialled at the Mercedes-Benz Museum in Stuttgart, Germany, and was revealed in a YouTube video published on 24 July.The system makes use of a semi-autonomous Mercedes, a smartphone app and a car park retrofitted with sensors.The car's owners are seen parking on the ground floor of the car park, then leaving the vehicle, tapping 'Park' on a smartphone app, then leaving to go shopping.Meanwhile, the car then navigates the car park, climbing stories and avoiding obstacles like pedestrians, children running into its path, and other cars, to find a space.
Price comparison site sent out marketing emails to customers who had opted outThe Information Commissioner’s Office (ICO) has fined price comparison website Moneysupermarket.com £80,000 for spamming 7.1 million customers.The site incurred the wrath of the UK’s data protection watchdog after sending out a mass of marketing emails over a ten day period to customers that had previously opted-out of being contacted in that way.Moneysupermarket claimed that the emails were just providing updates on Terms and Conditions, but the ICO deemed that ignoring customer opt-outs in this way was against the law.Moneysupermarket sent the emails between 30 November and 10 December 2016 in an attempt to persuade customers to opt-in to receiving marketing emails, a move which both they and the ICO took exception to.“Organisations can’t get around the law by sending direct marketing dressed up as legitimate updates,” said ICO Head of Enforcement Steve Eckersley.
Apple söker patent för en ny teknik som gör det möjligt att skicka din position till räddningstjänsten – utan att du behöver ringa till 112.När en olycka inträffar kan det vara svårt för personer som befinner sig i nöd att ringa till räddningstjänsten, samt att ge information om var exakt man befinner sig.Amerikanska Apple har nyligen skickat in en patentansökan för ny teknik som ska göra det lättare att kontakta larmcentraler som SOS Alarm.Enligt patentansökan bygger lösningen på att användningsområdet för telefonernas inbyggda fingeravtryckssensorer utökas.Larmsamtal ska kunna aktiveras när användaren skannar av ett specifikt finger, exempelvis pekfingret, skriver CNN.Användarna ska också kunna ställa in så att systemet automatiskt ringer upp SOS Alarm när man matar in en förinställd pek-sekvens på sensorn eller pressar med fingrarna på skärmen under en viss tid.
Some publishers may have cooled a little on using Facebook Live, but MTV International still sees big value in using the feature and plans to use what it’s learned to inform future blueprints for branded-content Lives.The Viacom-owned broadcaster has produced hundreds of Lives over the last 18 months, testing a range of formats, some of which have worked well and others less so.Unlike its U.K.-based international Snapchat Discover team, content production schedules for its international Facebook Live output are centralized in the U.S., with local teams also pitching in across numerous other markets around its tentpole events like the Europe Music Awards or creating their own local Lives that run on regional Facebook pages.When the team just publishes exclusively on Facebook for a tentpole event, the output is closer to 10 separate Lives, according to Karmelina Parouka, vp of content and engagement at Viacom International Media.Facebook Live can help revive TV showsFacebook Live can help breathe life into older TV show formats.
Senast den 31 juli 2017 måste aktiebolag med räkenskapsår som avslutas sista december lämna in sina räkenskapsluntor.Det här är förstås godis för många – inte minst medier som Breakit – som vill kolla upp hur det går för ett visst bolag.En soliditet på 100 procent innebär en låg finansiell risk för verksamheten.Det vill säga: Bolaget är inte alls skuldsatt – och lär därför inte heller få problem med att betala räntor och amorteringar.Som startup fokuserar man istället ofta på bankkontot men aktiebolagsreglerna i Sverige är hårda och i värsta fall kan man bli personligt ansvarig för skulderna”, säger Christina Hegg.Det gör även pengarna som kommer in när man gör en nyemission.
I Splatoon in your general directionIf you’re a fan of Nintendo’s hit Switch gaming console, good news: the Switch app for your phone or tablet just hit app stores.But, hey, more good news: in just two days, it’ll do more and pretty soon, you’ll be able to play Splatoon 2 with all your friends on your phone.And best of all, it’s free to get and use until 2018, when it’ll cost $20 a year to play.The app will bring voice and chat functionality to many of the games expected to fill Nintendo’s Switch Online service, which will continue to fill out as time goes on.The Switch gaming console has been a big success for Nintendo, so we’re anxious to see if they can follow up with a solid online gaming experience as well.
Yesterday, the markets buzzed with news about Amazon filing for a trademark for a Blue Apron-like service to deliver ingredients and recipes on demand.Subsequently, a user of that service in Seattle checked in with GeekWire, essentially confirming the service's existence.The kits are listed on Amazon, albeit with "Currently unavailable" listings.Per GeekWire, prices start at $15.99.Given Amazon's intent to acquire Whole Foods, this move is wholly unsurprising.It also comes as US Representative David Cicilline (D-RI) started pushing for a hearing into possible antitrust issues with that pending acquistion.
Samsung users will be able to choose PayPal as their preferred method of payment in-app, online and in retail stores through the Samsung Pay mobile payments platform, the companies announced today.The strategic partnership will initially be available to Samsung Pay users in the United States before expanding to other countries, says Samsung.The move to connect PayPal’s wallet with Samsung Pay will open up PayPal to millions of stores, Samsung and PayPal both noted.Because Samsung Pay supports Magnetic Secure Transmission (MST) technology, it can replicate a card swipe – allowing Samsung Pay to work nearly anywhere that payment cards are accepted.That said, Samsung Pay is not yet one of the most-used payment technologies in the U.S., according to recent data.According to a Boston Retail Partners survey on mobile payments released earlier this year, Apple Pay now has the largest percentage of supporting U.S. merchants, with 36 percent accepting the technology, up from 16 percent the year before.
Hampton Creek CEO Josh Tetrick is out in the cold as the sole remaining board member of the scandal-plagued San Francisco natural foods firm, according to a new report.At least five board members have quit, many in the past month, because of conflict with Tetrick, leaving him on his own, the report said.However, Hampton Creek indicated that the departures resulted from attempts to derail the firm’s corporate governance.The former board members, including Google DeepMind co-founder Mustafa Suleyman, Khosla Ventures partner Samir Kaul and former U.S. Health and Human Services Secretary Kathleen Sebelius, left over “deep discord” with Tetrick, Bloomberg news reported July 17, based on interviews with unnamed sources.A Hampton Creek spokesman referred SiliconBeat to an article saying “several” board members had agreed to leave in the wake of a company investigation that found three executives — who were subsequently fired — had tried to change the company’s governance to give more control to new investors.Hampton Creek, deemed a “unicorn” for its $1.1 billion valuation, has been mired in controversy since a report last year alleged that company executives had launched a stealthy campaign to pay people to go into grocery stores and buy large amounts of the firm’s “Just Mayo” vegan faux mayonnaise.
Internet giants Alibaba Group Holding and Tencent Holdings are expected to be introduced next month as the first major private-sector stakeholders of a state-owned enterprise, following the approval of China United Network Communications’ so-called mixed-ownership reform plan.The Shanghai-listed parent of China Unicom announced last Friday that its plan has been given the go-ahead by the National Development and Reform Commission, the central economic planning agency under mainland China’s State Council.“That means the terms, the investors, the size of their equity stake and the amount of investments to be made have all been agreed upon by the various parties involved,” Jefferies equity analyst Edison Lee said on Monday.“Unicom’s parent would be the first SOE to start undertaking this mixed-ownership reform scheme, while Alibaba and Tencent are expected to become the first domestic private-sector companies to get SOE board seats.”The first phase of that reform plan will likely be formally unveiled in four weeks, Lee said.Such a timeline was based on China United Network’s announcement last Friday that trading of its shares would not resume on Monday, but will be suspended for another month.
Troubled music streaming service SoundCloud has said rumours around its possible closure are "noise", and that the company was "here to stay."Cofounder and CEO Alex Ljung wrote a post on Friday titled "SoundCloud is here to stay", 10 days after announcing the startup was cutting 40% of its staff.It's generally bad news when a startup has to cut almost half its staff and says it is running out of money.He wrote: "There’s an insane amount of noise about SoundCloud in the world right now."The music you love on SoundCloud isn’t going away, the music you shared or uploaded isn’t going away, because SoundCloud is not going away.The music you love on SoundCloud isn’t going away, the music you shared or uploaded isn’t going away, because SoundCloud is not going away.
Scientists trying to unlock the secrets of our universe’s origin need to look no further than the photography studio of Thomas Blanchard and Oilhack.By mixing nothing more than paints, oil, and soap, the artists manage to create colourful miniature universes full of strange, tiny alien worlds.Their latest video, Emerald, makes you wonder if NASA should be sending incredibly tiny probes to explore all of these new planets that look vibrant and teeming with life, instead of trying to raise enough money to visit Mars which we’re almost certain is a big red wasteland.
This wall stands 10 meters tall and goes on and on and on.(I will say 27 kilograms, because kilograms are better.)And what happens if the bag bonks someone on the other side?Yes, this is a two-part question.I find that the best way to start just about any physics problem is to diagram it.The key thing to consider is that the guy (or hombre—good or bad, you decide) must push this bag of stuff some distance s to get it up to speed.
To make its driver app feel more human.He and a selection of engineers from the dozen-person startup will join Uber to work on the driver experience within the driver earnings team.Over the past 4 years it had raised $8.2 million and built four apps for sharing photos, videos, and group texts.But while the terms of the acqhire weren’t disclosed, the deal’s valuation is almost surely much less than the $56 million valuation Swipe Labs scored with $5.6 million late 2014 series A from First Round, Lowercase, Sherpa, and now-disgraced Binary Capital.That’s the risk of investing in early stage social startups: the odds are against them ever capturing lightning in a bottle and growing huge.They set off to launch a furniture rental startup called Fonzy but that flopped.
If humans, chimps, gorillas, and orangutans can all do something, but monkeys can’t, that tells a certain evolutionary story: it suggests that the ability emerged sometime after the apes split off from the monkeys on our evolutionary tree.But if a bird comes along with that ability, it throws the whole story off course.Corvids—a family of birds that includes ravens, jays, and crows—seem to delight in doing just that.But a paper in Science this week reports a small group of corvids succeeding at future-planning tasks.But when it comes to figuring out the outer bounds of cognitive abilities for a species, those aren’t the most important problems to worry about.The next day, they were shown the puzzle, loaded with food, but no tool.