The results can be convenient, or just creepy.Now, from the largest Wall Street behemoths to small community lenders, the banks are looking to use that data in new ways, investing in more-advanced technology to better target prospective customers and sell more services to existing ones.But banks are under increasing pressure from well-funded startups that make snap lending decisions based on such unorthodox metrics as a customer’s online-shopping record.Developments in artificial intelligence and machine learning are giving the banks more firepower to spot patterns in financial or personal issues a consumer might be having.Online bill payments, call-center interactions and online chats with customer-service representatives have given the banks more data to play with than ever before.Generally speaking, though, banks, including Chase, know they are sitting on a large deposit of gold—and they intend to mine it.
Boom has set itself with arguably one of the most ambitious tasks taken on by a startup: To restore the age of the Concorde, but bigger, better, and more sustainable than ever.We took a trip to Colorado and visited Boom’s airport HQ to find out exactly what it looks like to be a company with fewer than fifty employees trying to make supersonic consumer flight a practical reality.We got a tour of the facilities, which occupies a hangar on an small airfield peppered with aeroflight companies.The main visual attraction inside is the full-scale mock-up of Boom’s XB-1 demonstration prototype, which will be a human-piloted, smaller version of the commercial passenger jet it hopes to build, fly and sell to airlines around the world in the future.CEO and founder Blake Scholl is clearly passionate about his company’s vision, and obviously takes pride in showing us the mock-up, along with the much smaller, but more technically precise wind tunnel testing model.He’s equally proud of his team, when he shows me the cramped engineering office above (they’ll outgrow it very soon, Scholl says) and can speak to basically every aspect Boom’s technology and aircraft design – despite his seemingly unrelated background as a network technologies, automated advertising and ecommerce entrepreneur and executive.
Daimler chairman Dieter Zetsche in a blog post their vision of the opportunities self-driven cars means: ”There is no doubt: the self-driven cars will become the largest mobilitetsrevolutionen since Carl Benz and Gottlieb Daimler invented the 'hästfria shipment' for more than 130 years ago,” he writes.But it is not enough with sensors and cameras to improve safety and comfort on the road, he continues.Better maps represent a missing link on the road to full autonomy.the Maps need teniskt seen to be both ”ultra-precise and ultra-up to date”.One way to achieve this is by letting the cars themselves will contribute information to the map, if, for example, road works, weather conditions, and traffic conditions.the Information uploaded in real time to a map service and is made available for other road users.
Despite the fact that startups are more digital than most people work, many still not fully in the cloud.Here are seven tips that will help you to get started and work better with digital tools.As you probably already discovered, there are several advantages to working with tools in the cloud.It can be the corporate culture or the lack of strategy and objectives which puts a spanner in the works, says Christian Strömlid, marketing manager at Telenor Companies.A reconciliation of the team can quickly reveal areas where you can improve the efficiency.Everything is already available, now we just have to make up your mind for what use you want this technology to be able to offer.
DT’s weekly entertainment show, Between the Streams, is your guide to all of the hottest, most important, and (of course) dumbest new developments in streaming and entertainment, providing a handy recap of the week that was, and a preview for what’s ahead.Follow us here every Friday, or add us via RSS, iTunes, or Stitcher at the links below to take BtS on the road!That includes the wide release of Brad Pitt’s other “Z” movie, The Lost City of Z, which was produced by Pitt’s Plan B production company and was originally slated to star the man himself.If this all sounds familiar, that’s because another Pitt production, World War Z, had its own such troubles, including extensive reshoots and last-minute script changes.Like World War Z, The Lost City of Z is getting above-average reviews, and is in fact sitting at a very respectable 88 percent on Rotten Tomatoes at the moment.According to Deadline, the studio is planning a spinoff of the ever-expanding series starring franchise stars Dwayne “The Rock” Johnson and Jason Statham.
Friday (21 April) is set to be the first day since the industrial revolution that the UK won’t generate any electricity from coal.The National Grid said it predicted the UK’s energy mix would be coal-free for a continuous 24 hour period for the first time in 135 years.It looks likely that today will be the first ever working day in Britain without coal since the industrial revolution!— NG Control Room (@NGControlRoom) April 21, 2017Great Britain has never had a continuous 24 hour period without coal.— NG Control Room (@NGControlRoom) April 21, 2017
Coming up today: flying cars, Facebook’s plan to get under your skin, 3D printed zoetropes and something new from WIRED.Read the stories we talked about on this week's podcast.Pick up a copy of the May 2017 edition of WIRED magazine, on sale now and read the stories below.Facebook is working on tech that will read your thoughts and let you 'hear' with your skinKeep up-to-date with the WIRED podcast: In iTunes for your computer, iPhone, iPod and iPad or get the RSS feed for other podcast catchers.Show produced and edited by: James Temperton
Over a year after first demanding BT make its ducts and poles available to third parties Ofcom has announced it really means it.“Ofcom has today set out detailed plans for improving access to Openreach’s infrastructure, making it cheaper and easier for competing providers to connect their own fibre broadband directly to homes and offices,” said the announcement.Those plans are apparently the culmination of a consultation commenced at the end of last year.To recap: the thinking is that another way to improve competition among UK ISPs is to give them access to BT’s ducts, rather than having to dig their own, which is prohibitively expensive.So now the likes of Sky, who constantly moan about Openreach, can create their own fibre networks, and thus be no longer beholden to the hated wholesaler.In practice, even if they don’t have to do any digging there would still be a lot of cost associated with such a move so the more pragmatic business approach remains leasing infrastructure from BT and trying to reduce the cost by the power of moaning.
A "benign" worm is scouring the net seeking out poorly protected smart gadgets.CCTV systems, routers, digital video recorders and other internet-of-things (IoT) devices are now believed to be harbouring the Hajime worm.The fast-moving worm is currently outpacing malicious equivalents seeking the same vulnerable gear.Security researchers say they do not know who created Hajime or how it might ultimately be used.Hajime was first discovered in October 2016 and, said security researchers, had been hunting down IoT devices with security vulnerabilities that could be exploited by a different worm, called Mirai.Earlier the same month, a network of devices compromised by Mirai was responsible for knocking offline high-profile websites including Twitter, Spotify and Reddit.
Mark Zuckerberg knows he can’t anticipate everything Facebook users want, so he spent the last 10 years building APIs and viral channels for third-party app makers.Evan Spiegel seems to believe he alone can anticipate what Snapchat users want, so he’s spent the last 5 years curating limited selections of geofilters, Our Stories, Discover channels and augmented reality selfie filters.Facebook has plenty of users to offer up from every demographic around the world, providing ample reason for developers of all styles to get on board its platform.Snap is desperately trying to hold on to its users as Facebook’s clones like Instagram Stories steal their attention, and it’s highly centralized around finicky American teens.These differences in history, management style and resources have suddenly come into focus with yesterday’s beta launch of Facebook’s augmented reality Camera Effects platform.It hopes developers will contribute entertaining face filters, overlaid information utilities, interactive games and psychedelic art for users to play with.
International Business Machines Corp. on Tuesday reported a 13% drop in quarterly earnings and narrower profit margins across its business units, including divisions that manage the cloud computing and Watson artificial intelligence operations that the technology giant is banking on to transform its business.IBM’s revenue in the first three months of the year fell from the same period a year ago for the 20th consecutive quarter,...
Often SEOs liaise directly with marketing managers, and because of this, there’s generally little discussion around the merchandising strategy and how it can affect SEO.Challenge 1: Inventory issues & negative reviewsWhat does inventory management have to do with SEO?While I think it’s safe to say that most brands use a live inventory system, meaning that stock-status is updated in real time, some companies haven’t yet adopted this technology.One consequence of having loosely managed inventory is overselling merchandise.Essentially, orders that cannot be fulfilled will need to be refunded in a timely manner.
Luke Skywalker may have been unimpressed with the life of a Tatooine moisture farmer, but a simple device that could economically harvest water from desert air would really be pretty exciting.According to Wookieepedia, the “moisture vaporators” the young Skywalker tended utilized refrigeration coils to chill air to the dew point and collect the water that condensed.We can certainly do that today (as they could “a long time ago... ”), but the amount of energy required makes collecting condensation impractical.Enter a new study device developed by MIT’s Hyunho Kim.His idea is to work with a unique class of materials called “metal-organic frameworks.” Organic, carbon-based molecules form links between metallic ions to create interesting 3D structures that can have lots of open space internally.The combination has the useful quality of grabbing and holding onto water vapor at lower temperatures, but also letting go of that water as the heat rises.
Pet owners know how easy it is for a curious or excited animal to wander off.This can be a particularly big problem as the weather gets nicer and more folks take their furry friends for long walks, especially in crowded urban areas.Statistics show that one in three pets will get lost at some point in their lives.Thankfully, GPS technology makes it easier than ever to keep tabs on your furry friend in real-time, with products like the Whistle GPS pet tracker.This handy little device clips onto your pet’s collar and syncs with your smartphone so you can track your animal in real time and receive instant notifications of its whereabouts.The Whistle tracker uses satellite-based geolocation along with the largest wireless network in the United States to provide coverage across the entire country.
For all the hype behind fancy products like VR, AI and bots, one would think that something as seemingly low tech as getting a page to load quickly would be a concern of the past.But the reality is that latency remains a persistent pain that publishers have to constantly monitor if they want to avoid alienating users.Vice Media has fought this headache by ramping up its own tech stack so that it can control and isolate tags that are slowing things down, pressing back on slow vendors and reducing its dependency on open-exchange bidders.“Speed improvements that matter are all nerdy stuff like this, and you have to get under the hood to really understand speed optimization,” said Drake Martinet, vp of product.Many publishers simply do not have a sophisticated-enough tech stack to identify and block the ad units that cause the most latency.About two years ago, Vice had fewer than 10 engineers, but the company now has more than 50.
There are two important trends today’s eCommerce businesses need to be aware of:eCommerce is increasingly a mobile and app-based experienceEmail marketing performance is declining as spam filters improve and users become “ad blind” due to the deluge of marketing emails hitting their inboxes every day.This adds a new level of challenge for your marketing efforts - one tactic to consider is linking yout retargeting and lapsed user email campaigns together with social media outreach in order to boost your lead nurturing strategy.Lead Nurture Facebook ads provide another way to reach your lapsed audiences, while also creating a richer experience to generate more conversions.To reach your target audience, you need to go where they are - within social media apps.
River Song always warned the Doctor against spoilers, so be sure to watch the episode first.Episodes of Doctor Who air on Saturdays at 7:20pm UK time on BBC One, and 9pm EDT on BBC America.As beloved sci-fi giant Doctor Who returns, one thing is immediately clear—this is not a Dalek episode.Unfortunately, it also quickly adopts an obvious lesbian psycho trope (which represents a "so obvious it's on TV Tropes" kind of trope).That's a pity: outgoing showrunner Steven Moffat makes the Doctor’s new companion gay and her first encounter is with a monster that happens to be an unhinged, shape shifting stalker who repeats everything Bill Potts says while dripping water onto the floor.The starry-eyed surprise in "The Pilot"—an episode that begins Moffat's swansong season in series 10—isn't that the terrific new co-pilot is an orphaned, young, black gay woman, but more that it lacks a blockbuster opening.
Micro Focus has raised the prospect of job losses at the British technology company once it buys Hewlett Packard Enterprise’s software business.A presentation given in New York this month by the FTSE 100 technology specialist said headcount reductions were “one opportunity” for cost reductions once the $8.8bn (£7bn) reverse-takeover is completed later this year.Micro Focus announced the acquisition last September, in a surprise move that will see the Newbury-based company take on the assets that belonged to Autonomy for the British software firm’s disastrous sale to HP in 2011.In the presentation to lenders on April 4, its executive chairman, Kevin Loosemore, and chief financial officer Mike Phillips said Micro Focus planned to bring profit margins at HPE Software up from 21pc to a group-wide 46pc within four years.It said that Micro Focus revenues currently equate to $273,000 a head compared with $185,000 at HPE Software, and highlighted previous acquisitions in which the company had cut staff numbers to boost profit margins.
Chinese social media users will soon benefit from a flood of new international content entering their feeds.That’s thanks to recent tie-ups between local social media platforms and digital content distributor network Yoola to bring selected content, primarily from the United States and Russia, into the Chinese market.Local partners include social media giants Weibo and Tencent , as well as Youku-Tudou, Toutiao, Miapoi, Kuaishou, Bilibili, Meipai, AcFun, and Aipai.This comes against a backdrop of Western internet companies, including Facebook and Google , long struggling to gain footing in the Chinese market.Both are currently blocked in the mainland.Yoola is one of YouTube’s multi-channel networks (MCN), third-party service providers that work with YouTube channels to offer audience development, content programming and monetising services, among others.
The team’s prototype, called DxtER (pronounced Dexter) works with an iPad and is designed to walk a patient through self-diagnosing 34 medical conditions, The Washington Post reports.The team beat out 312 other teams, including some backed financially by governments and corporate sponsors.Basil Harris, an emergency medicine doctor from Pennsylvania who founded Final Frontier Medical Devices with friends and three of his siblings to come up with the device.They will now move their beta version on to the next stages of development and, potentially, FDA testing.Despite being based on the idea of a tricorder—a handy unit that magically scans a person and reveals medical information—DxtER is a bit more clunky.It’s a shoe-box-sized kit that contains individual diagnostic devices and sensors that patients can use.