According to Robert Kiyosaki (Rich Dad, Poor Father) most financial experts want to reassure us that investing is risky.
It is risky to not develop financial intelligence (knowledge).
The first includes those who count revenue, expenses, assets, liabilities.
As you know, markets are going up and down.
The average person thinks that investing is risky, because prices are rising, and then losing everything, rising again, and then going down again.
Yes, from another barrel, it is well known that you can not drive a car if you do not have insurance.