Prime Credit Advisors offer quick credit repair services to its clients. Our professionals challenge the bureaus and creditors and ask them to remove if they are not able to prove that the items are accurate, fair, and substantiated. We celebrate the removal of a negative item from our clients’ credit report with our colleagues and clients.
Credit cards for people with bad credit, generally falling in the 300 to 669 range, help rebuild credit.
These types of cards typically have no annual fee or a very small annual fee.
Some can even get you 1% cashback on purchases.
Finding the right card is the best way to repair bad credit.Read the blog here: Credit Cards for People with Bad Credit
Are you looking for companies that fix credit?
Prime Credit Advisors is one such name in the credit repair industry that can help you improve your credit score and eventually your credit report.
We talk to the credit bureaus to discuss the negative items mentioned in your credit report and remove them if they are not validated.
Removal of the negative items from your credit report improves your credit score and health.
There are two major credit analytics companies that calculate your credit scores: Fair Isaac Corp., commonly known as FICO, and VantageScore.
According to Shawn Lane, co-founder and chief operating officer of credit repair company Financial Renovation Solutions Inc., FICO needs:
One tradeline, also known as a credit account, that has reported in the past six months.
One tradeline older than six months.
Bad credit is the result of mishandling credit and earning negative marks on your credit reports.
The FICO scoring model, for instance, ranges between 300 and 850.
The biggest takeaway from the most experienced credit card users is always try to lower your credit utilization ratio.
regardless if you are using credit card for bad credit, the lesser the ratio is the better it is for your credit scores.
