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Collaboration Fintech Lending and BPR Potentially Lower the Interest on the Loan

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Berita Terkini
Collaboration Fintech Lending and BPR Potentially Lower the Interest on the Loan

Katadata.co.id - The head of the Field of Institutional and public Relations AFPI Tumbur Pardede said the decline in interest on the loan can be obtained from the integration of data between fintech lending and BPR are likely to lower the risk premium (risk premium) for loans.

The current AFPI set the interest on the loan to a maximum of 0.8% per day only for a cash loan short-term maximum 30 days.

(Read: As Many As 127 Fintech Loans Already Serving A 15 Million Population)

Tumbur explains, BPR and fintech lending have different business models, however, can collaborate in the use of digital technology.

One of them lay down the law with PT BPR Varia Centralartha (Bank Varia), PT BPR Bekasi Binatanjung Prosperous (BPR BBTM), and PT BPR Sukawati Pancakanti (BPR Kanti) since 18 September.

Co-Founder & CEO of my stock Reynold Wijaya said the form of this cooperation is the funding (joint financing), where the four parties together to collect funds to finance the borrowers of Micro, Small and Medium enterprises (SMES).

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