If you want to know how to buy a house in Tuscaloosa, Alabama, you've come to the right place!
When you begin thinking about buying a home, it’s not hard to let your emotions get the best of you. In a matter of seconds, you’re stalking homes on your home-browsing app, changing your route to work to do drive-bys on those houses you like, and even looking up some interesting mortgage options that are going to get you into that home with little to nothing down.
It can be incredibly easy to get yourself into a home that you can't really afford, and that is the number one cause of people not being able to build that long term wealth. This is why knowing the steps of the home-buying process can help you make some smart decisions when buying your next home.
Let’s be honest. Buying a home can be a confusing and frustrating process.
Do you ever ask yourself, “What do I need to do to buy a home in Tuscaloosa, Alabama?” or “Who will give me a home loan in Tuscaloosa, Alabama?” Great News! You've found the answer with Moreira Team! We are mortgage brokers in Tuscaloosa, Alabama.
That is why we have made it our purpose, for more than a decade, to provide our clients with the best mortgage experience possible. We have the home-buying know-how to make the home buying process a “done-for-you” experience. Getting a mortgage with us is actually a lot easier than you might think, and we have programs available for every situation. We shop your loan with over 22 different lenders and banks to make sure we deliver on our promise to get you the best deal. That means you save money, get a lower rate, and spend less money out of pocket. Our guarantee is to provide you with a transparent and easy home buying experience, and our promise is to find you the best deal.
Here are 7 easy steps to get you started on your home purchase:
Get Your Finances In Order
Buying your first home, or your next home is a HUGE deal! You absolutely have to know how much you can afford and how much you may need to save to get into your next house.
Get Preapproved for Your Mortgage
In a quick conversation with you about your income, credit and down payment, a mortgage advisor will be able to pre-qualify you for your mortgage right on the spot. Call 800-599-1563 to talk to a licensed mortgage advisor to get a custom strategy on how to make your home purchase a reality.
Get Your Quick QuoteGet Pre-Approved
Find the Right Real Estate Agent
Starting your home buying journey online is a great place to start. But having a local expert in the feild is a must. We can help connect you with a local, Tuscaloosa, Alabama Real Estate Agent who can help you find your next home.
Go House Hunting
Your finances are solid, you've been preapproved and you have an expert on your side. It's time to go house hunting! Try making some lists, doing some research and asking questions.
Submit an Offer
Once you’ve found the right home, it’s time to get serious! That means submitting an offer and signing a contract agreement with the sellers.
Get a Home Inspection and Appraisal
If you've made it this far, you are officially unde contract! But now that you're under contract there is still some things to take care of, like a home inspection, appraisal and final mortgage approval.
Close on Your House
This is it! All your hard work is done and now you have to sign the papers, take care of any payments and the keys are yours!