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Family health insurance plan is basically a comprehensive mediclaim policy where under a single plan you can choose to cover your entire family.

This family health insurance plan is mainly designed for huge families where members diverge vastly in age like a grandparent and a child.Let’s check out the benefits of family health insurance plans:Avail Discounts on Family Health Insurance Plan: Under the family floater health insurance plan, you can gain attractive incentives and discounts that these policies generally offer.

Depending on a number of parameters, family floater policy enables a person to get pleasure from discounts accordingly.

Family health insurance plan is the easiest way to plan for a secure future for the health of your family.Include Parents under Insurance and In-Laws: Many health insurance providers offer an option to include parents-in-law in exchange for little additional cost.

This certainly makes the family floater plan the best health insurance for parents of either side of a family.Add New Family Members Easily: It very much easy to add a new family member in a family health insurance policy in case of such need.

If you choose an individual cover, you will be required to take a fresh policy when there is an addition of a new member of the family.Hassle-free: A family health insurance plan in India is undoubtedly the best yet simplest way to safeguard the health of your loved ones.

‘AI is a vital part of the fourth industrial revolution and will impact every aspect of people’s life’- Fei Fei Li, Professor at Stanford University.Artificial Intelligence has been one of the most reformative technological inventions in the history of humankind as it has made information systems more adaptive for humans.

Over the years, AI has played a definitive role in redefining different industry sectors & sections and the insurance sector in this context has a similar story as well.We need no superlative analysis to understand the importance of medical insurance, especially in the present turbulent times of the global pandemic.

Artificial Intelligence (AI) and Machine Learning (ML) have proved to be a vital cog that has streamlined end-to-end claim settlement, thereby increasing customer satisfaction.

The mediclaim management process can now be done faster and better with fewer or no errors.Gartner, in 2016, predicted that almost 1/3rd of the companies on a global level would use AI in at least one aspect of their sales process by 2020.

Moreover, there have been cases where the mediclaim insurance companies have instigated investigative operations to find the genuineness of the claim done by the policyholder.

Through in-depth data analytics, insurers can automate the process of fraud detection.It helps them to pre-assess the claims while simultaneously automating the damage evaluation process.After understanding the changes in brief that Artificial Intelligence (AI) and Machine Learning (ML) has brought in the insurance sector, we now dig deep to see the role these two techniques play.Role of AI and ML in the health insurance sectorThe expansion of AI and ML in different industry sectors, especially in the last decade or so has opened new avenues for the insurance industry and has allowed the insurers to provide a better customer experience.

The health insurance cover provides you comfort from the hassles that are caused due to medical emergencies.

However, in India, insurance penetration continues to be the lowest, which stands around 3.69%, which is the data revealed by IRDA.We most of the time are content with the basic insurance plan or by the medical cover that is offered from our office.

There is also a lack of awareness of many healthcare problems, and we need to question ourselves for the readiness of uncertainties.

One of the ways to ensure that you are able to tackle medical emergencies is by getting well-versed with health insurance needs and seeing that your policy is sufficient for covering all your requirements.Opt for a personal health insurance planMany people understand the importance of personal insurance plans when they are covered by corporate insurance schemes.

If you bought an insurance plan years ago with a low premium amount, whereas your life and family continues to grow, you need to reconsider the calculation of your current plan.

For heart surgery like angioplasty, the private hospitals charge around 2-4 lakhs along with pre and post-operative care.

RGHS Rajasthan gov in registration:Government of Rajasthan has been providing medical facilities to Hon'ble MLAs, Ex-MLAs and its State Government employees and pensioners through provisions under various Rules, Scheme and Medical Insurance Policies.

State Autonomous bodies / Boards / Corporations are providing medical facilities through their own regulations.

The main rules / schemes are as under:The Rajasthan Legislative Assembly Members (Medical Facilities) Rules, 1964Rajasthan Legislative Assembly Ex-Members and Family Pensioners (Medical Facilities) Rules, 2010Rajasthan Civil Services (Medical Attendance) Rules, 2013Rajasthan State Pensioners' Medical Concession Scheme, 2014Raj Mediclaim PolicyIn addition to above, Ministers, Judicial Officers, All India Service Officers are also getting medical facilities under following rules:The Rajasthan Ministers (Medical Attendance) Rules, 1961Rajasthan Judicial Officers (Medical Facilities) Rules, 2008All India Services (Medical Attendance) Rules, 1954

Mediclaim Insurance r medical insurance is a type of insurance that offers coverage against a range of medical, surgical, prescription drug, and dental expenses you may face when you fall sick or meet with an accident. 

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It is every person’s dream to always have a steady flow of income in our life.

We also want to have plenty of savings in our account.

So, let’s talk about some of the Best Health Insurance in India