Have you ever been asked to help a physician or other medical provider insure their clinical trial exposure? Chances are that what you’re being asked to help them insure may be a bit more complicated than the provider realizes.

Their decision to work in a clinical trial or study actually creates two specific areas of exposure that make-up an emerging area of insurance called Clinical Research Liability. Making sure both areas of risk are covered properly can be tricky and confusing.

Clinical Research Courses is nothing but medical studies conducted on human beings to treat various conditions and diseases. There are two main types of clinical researches. These are clinical trials and observational studies performed on human beings aiming to evaluate surgical, medical, or behavioral intervention. Clinical trials are the pathway to determine the safety profile and effectiveness of any new treatment, drug, or medical device to treat a particular disease. Clinical research trials are used to learn whether a new treatment is more effective than a standard treatment, along with its list of side-effects. Every clinical trial has four research phases to determine all the parameters in any standard trial. Every clinical trial is bound by a rigid set of protocols that need to adhere throughout the clinical trial.

When healthcare providers enter into clinical trial work, they essentially take on two distinct types of liability or risk:

  • Medical Professional Liability (MPL) – Often called “medical malpractice”, this is the risk and liability associated with the potential physical, mental or emotional injury to a patient or trial participant during the delivery of some kind of healthcare service.
  • Business Errors & Omissions (E&O)– this is the risk and liability associated with the potential delivery of faulty work to the contracting entity (usually called the ‘sponsor’). This type of risk is often referred to in insurance-speak as “other financial loss” because this describes the kind of harm that could be inflicted on the sponsor by the error or omission.


Clinical research trainings are given to every professional involved in the trial. Clinical research trainings are continuously updated based on the disease and development of technology to ensure the complete safety of the participants of the trial.