Physical therapists are considered specialists by most insurance companies. The cost breakdown for this health coverage may vary for different providers. You have to make sure to follow the policy terms and procedures to process your claim successfully. However, it can get overwhelming to deal with such procedures while recovering from an injury or surgery. Some physical therapists ensure to make it stress-free for you by working with major insurance companies. You can choose the best physical therapist who accepts United HealthCare, and they take careof the insurancespecifics.