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The popularity of the taxi business has been growing consistently over the years.
More and more people have ventured into the sector, and this has increased the riskiness of industry.
As a result, local governments have come up with a list of essential documents which every taxi service providers must have as they operate.
Other than the legal driving license, the law requires all private and public taxi drivers to have a taxi insurance coverageBy definition, taxi insurance is an exclusive coverage which offers financial protection against the risks which a regular taxi driver faces.
Here are other essential things that you should know about the taxi insurance cover.Application requirementsHere are the requirements of the general application, although they might differ slightly from one location to the other.You should be a full-time taxi driverYou should have a valid driving license.You should meet the minimum age requirements- usually 21 yearsYour taxi vehicles should be in an excellent positionYou should not have any criminal recordTypes of taxi insuranceThere are many types of taxi insurance, but they all fall into three broad categories:Comprehensive level- the comprehensive taxi insurance covers all accidental dangers and losses that yoyo might cause to a third party.
The insurance provides timely compensation to personal injuries, loss of property or any damages that you cause to your clients or other third parties.Third-party, theft and fire- as the name implies, this Taxi Insurance coverage protects your vehicle and your property against any accidental occurrence of theft or fire.
We live in a world of uncertainty, and every time you get behind the wheel of your car, you are at risk of being involved in an accident, even if you're a cautious driver.
This is why car insurance is a legal requirement in most states.Read more - How to Find the Right Car Insurance For You
