Protect my taxi is an expert in insurance for business in all the departments of the motor trade, taxis, and expert motor commercial markets. We have representation and serve and serve our customers throughout it.
We have also become the major public hire and private hire insurer in the UK. Unusual cover has also become another field of knowledge if you want to cover on the road, we would think providing you it, we are known to be adjustable insurers of the individual, and we are proud at it.
Our insurance brokers can get knacks for both personal risk and plan business much of which is customized supported, it is a skill that is the corner state of the company’s success. That is the reason we are very certain we will get a quote for you. We are not fazed by the unusual and we are very certain we will provide new skills to brokers.
Services
Trade provides some services which will be discussed below:
Commercial vehicle insurance
Protect my taxi has an excellent flexible commercial vehicle insurance policy that will help you to insure your vehicles, means, liabilities, and many other things in one policy. We will consider all trades including those which are considered high risk, and from all industries from tradesmen right through to those operating in the motor trade industry. We can provide you with an extremely flexible cover, and we also accommodate those who have poor claims history or two of those who are involved in any criminal offense.
We have a fleet policy that will provide you cover for your personally owned vehicles and expand for business use. The no-claim bonus is achieved under individual drivers’ names which we can include young drivers, and we can even serve those with damaging claims records or those without any claim bonus.
Mechanical Repair insurance
A taxi minder policy is for motor trade managing customers’ vehicles and requiring complete coverage. Our taxi insurance London policy in such a way that will protect the trader from driving vehicles and customers' claims of failure or service compensation.
We will consider all factors of the risk that include vehicles, liability cover for both public and employer’s liability as well as tools cover for static plant and machinery and tools, both roaming and fixed.
We will also cover learners and new partners of your team for driving vehicles on motor trade usage grounds. Our policies are good enough to adapt mechanics of all forms and sizes or to those who work privately outside their garage.
Taxi policy
This taxi insurance policy is excellent for individual vehicles or fleets of vehicles aim-built taxis or minibusses with up to 17 seats available. This can be used for carrying passengers for hire and reward, which will also include public hire or private hire and local government contracts. Generally, policies are made for 12 months but a shorter period can also be agreed upon.
Cover options
Taxi insurance will provide you following cover.
Third-party only:
Inclusions
It includes death or injury to the people.
It will cover damage to the property.
It will also include emergency treatment fees.
Third-party fire and theft:
Negative damage and destruction are included.
Theft attempted theft or driving someone’s vehicle without his permission.
Fully comprehensive:
It is the best level of cover it includes:
You will get an accidental damage cover.
Averse damage and defacement will be covered by it.
You will get cover for theft, or attempt to the theft or dring vehicle without permission.
The popularity of the taxi business has been growing consistently over the years.
More and more people have ventured into the sector, and this has increased the riskiness of industry.
As a result, local governments have come up with a list of essential documents which every taxi service providers must have as they operate.
Other than the legal driving license, the law requires all private and public taxi drivers to have a taxi insurance coverageBy definition, taxi insurance is an exclusive coverage which offers financial protection against the risks which a regular taxi driver faces.
Here are other essential things that you should know about the taxi insurance cover.Application requirementsHere are the requirements of the general application, although they might differ slightly from one location to the other.You should be a full-time taxi driverYou should have a valid driving license.You should meet the minimum age requirements- usually 21 yearsYour taxi vehicles should be in an excellent positionYou should not have any criminal recordTypes of taxi insuranceThere are many types of taxi insurance, but they all fall into three broad categories:Comprehensive level- the comprehensive taxi insurance covers all accidental dangers and losses that yoyo might cause to a third party.
The insurance provides timely compensation to personal injuries, loss of property or any damages that you cause to your clients or other third parties.Third-party, theft and fire- as the name implies, this Taxi Insurance coverage protects your vehicle and your property against any accidental occurrence of theft or fire.
