Flipkart Axis Bank Credit Card and Axis Bank Ace Credit Card both these credit cards have cashback rewards programs, and both are definitely worth taking a look at.
The Flipkart Axis Bank credit card is more suitable if you want to make major purchases from Flipkart, Makemytrip, etc.
Choose the Axis Ace credit card if you need to pay utility bills and other out-of-pocket expenses.
FLIPKART AXIS BANK CREDIT CARD:
According to the objectives and requirements of their customers, Axis Bank provides a wide selection of credit cards. One of the credit card options provided by Axis bank is the Flipkart credit card. With the Flipkart Axis Credit Card, there is no restriction to the amount you may earn with this card thanks to the accelerated cashback available across all of your favorite categories, including travel, shopping, entertainment, and lifestyle.
Joining fee:
- Rs. 500
Renewal fee:
- Rs. 500 (This fee can be waived off if you spend Rs. 2 lakhs in a year.)
Benefits:
- As part of Axis Bank's "Dining Delights" program, you can receive a 20% discount at selected restaurants when you use your Axis Bank Flipkart credit card.
- Up to Rs. 100 discount on Swiggy.
- Receive Flipkart vouchers worth Rs. 500 on joining.
- Enjoy 15% cashback on Myntra as a welcome bonus.
AXIS BANK ACE CREDIT CARD:
One of the top credit cards in India for cashback is the Axis Bank Ace Credit Card. It is the best option for those who desire an unlimited cashback credit card but do not want to pay a high annual fee. With this credit card, you may pay your bills and recharge your phone, electricity, gas, DTH, etc with Google Pay and receive 5% cashback. On all other purchases, you'll receive 2% cashback.
Joining fee:
- Rs. 499.
Renewal fee:
- Rs. 499 (This fee can be waived off if you spend Rs. 2 lakhs in a year.)
Benefits:
- You receive 4 free domestic lounge access every year.
- If you pay with your Axis Ace Card, you can receive up to a 20% discount on your dining expenses. This offer is valid at more than 4,000 partner restaurants across India.
- Earn cashback on your purchases.
- 1% fuel surcharge waiver.
- Convert any purchases you make for Rs. 2,500 or more into EMIs.
Bottom Line:
Both credit cards have unique features and advantages that might help you save money when making purchases, the Axis ACE Credit Card and the Flipkart Axis Bank Credit Card offer cashback rewards and were created with frequent online shoppers in mind. These credit cards provide additional benefits in addition to rewards, including free lounge access, waivers of fuel surcharges, food discounts, and more. The decision between these two credit cards is entirely based on how you handle your finances.
Additional Reading: How Do Credit Card Balance Transfers Work?
Personal Loan Balance Transfer to Axis Bank: ✔ Lower Interest Rate ✔ Reduced EMIs ✔ Longer Repayment Tenure Alternative ✔ Convenient Repayment ✔ Multiple Options to Apply ✔ Top-Up Facility ✔ Easy-to-meet Eligibility Criteria ✔ Minimal Documents Needed
If you have a credit and debit card, use the first one for your purchases on Cyber Monday electronic deals.
In general, credit cards have better security, and if you suffer a hack, they will not be emptying your checking account but the bank account.
