Different insurance companies offer different levels of coverage for accidental damages. This could affect the outcome of any claim. It is important to understand the nature of accidental damage before signing a contract.
Accidental damage can be caused by an object hitting the window, or a nail slipping through a pipe while you hang a photograph. A nail can fall through your ceiling from the heights of your attic. These cases are usually caused by tenants leaving taps unattended accidental damage claim ireland.
There is no insurance that covers accidental damage.
Insurance companies will offer different policies, but accidental damage insurance can be a great option for those who have been affected by real events. Accidental insurance does not cover certain types of items. Content damage
Animals can be destructive
Design or workmanship defect
Many times, the damage to buildings results from changes in construction or repair.
The general wear and tear
How can you reduce the damage done by tenants?
It is difficult to avoid accidental damage. These steps will help landlords decrease the chance of accidental damage.
Refer to references and verify tenants
You and your agent can meet face-to-face to gain a better understanding of the character and work habits of potential tenants.
Tenants must enjoy working together
Tenants will be pleased if you respond quickly to their concerns and make repairs as soon as possible.
Intelligent design can reduce the chance of injury from accidents
Consider the durability when choosing flooring, including tile, worktops and bathroom suites.
It is important to make sure your home is in order
This will decrease the chances of tenants wanting to do it themselves.
If you live in an area that is susceptible to malicious damage, take extra precautions
Secure the gate and install reinforced windows.
Get insurance to cover accidental damage
They warn homeowners about the possibility of accidents. Premier Insurance covers you for any accidental damage. Most policies don't cover accidental damage.