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How to Enrol in the Corona Kavach Health Insurance Plan?

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Mansi Miglani
How to Enrol in the Corona Kavach Health Insurance Plan?

The COVID-19 pandemic has impacted the world in many ways, including health and finances. With the rise in the number of coronavirus xe variant cases, it is crucial to have health insurance that covers coronavirus-related expenses. The Corona Kavach health insurance plan is one such policy that provides coverage for COVID-19 treatment. In this article, we will discuss how to enroll in the Corona Kavach health insurance plan.


What is the Corona Kavach Health Insurance Plan?

Corona Kavach health insurance plan is a short-term policy that provides coverage for medical expenses related to COVID-19. This corona kavach plan covers hospitalisation expenses, including room rent, ICU charges, doctor's fees, and ambulance charges. The policy also covers the cost of home care treatment and AYUSH treatment for COVID-19.


How to Enrol in the Corona Kavach Health Insurance Plan?

To enrol in the Corona Kavach health insurance plan, you can follow the steps mentioned below:


Step 1: Choose an Insurance Provider

The first step is to choose an insurance provider that offers the Corona Kavach health insurance plan. You can visit the insurance provider's official website or contact customer care to learn more about the policy. You can also compare the policies of different insurance providers to choose the one that suits your requirements and budget.


Step 2: Fill in the Application Form

Once you choose the corona insurance provider, you can fill in the Corona Kavach health insurance plan application form. You need to provide your personal and contact details and the details of your family members to be covered under the policy. You must also provide your medical history and declare any pre-existing medical conditions.


Step 3: Pay the Premium

After completing the application form, you must pay the Corona Kavach health insurance premium. The premium depends on age, medical history, and the sum insured. You can choose the sum insured per your requirement and pay the premium online using net banking, debit/credit card, or UPI.


Step 4: Submit the Documents

After paying the premium, you must submit the documents required for the Corona Kavach health insurance plan. The documents include your identity proof, address proof, medical history, and declaration of pre-existing medical conditions. You can submit the documents online or offline, depending on the insurance provider's requirements.


Step 5: Wait for the Policy to be Issued

Once you have submitted the documents, the insurance provider will verify them and issue the policy. You will receive the policy material via mail or email. You can also download the policy document from the insurance provider's website.


In case you or any of your family members are covered under the Corona Kavach health insurance plan, you need to follow the below steps:


Step 1: Check for Symptoms

The Coronavirus xe variant is a new strain of the COVID-19 virus that is more infectious and spreads faster than the original virus. The coronavirus xe variant symptoms include fever, cough, shortness of breath, fatigue, headache, loss of smell or taste, and muscle aches. If you or your family experience these symptoms, you must get tested for COVID-19.


Step 2: Get Tested for COVID-19

If you or your family members have coronavirus xe variant symptoms, you must get tested for COVID-19. You can visit a government-approved COVID-19 testing centre or a private lab for testing. The cost of COVID-19 testing is covered under the Corona Kavach health insurance plan.


Step 3: Inform the Insurance Provider

You must inform the insurance provider if you or your family members test positive for COVID-19. You can call the customer care number or email the insurance provider's customer service team. You need to provide your policy number and the details of the COVID-19 test report.


Step 4: Get Hospitalised

If the COVID-19 test report is positive, and the doctor recommends hospitalisation, you must get admitted. The Corona Kavach health insurance plan covers hospitalisation expenses, including room rent, ICU charges, doctor's fees, and ambulance charges. The policy also covers the cost of home care treatment and AYUSH treatment for COVID-19.


Step 5: Follow the Treatment Plan

Once hospitalised, you need to follow the treatment plan prescribed by the doctor. You must keep all the bills and receipts related to the treatment and submit them to the insurance provider for claim settlement.


Step 6: Claim Settlement

After the treatment, you can file a claim with the insurance provider to reimburse the medical expenses. You must submit the bills and receipts for the treatment and the claim form. The insurance provider will verify the documents and settle the claim within a few days.


Enrolling in the Corona Kavach health insurance plans is a simple process that provides coverage for COVID-19 related medical expenses. In case of contracting COVID-19, it is essential to follow the necessary steps and inform the insurance provider about the same. By taking the necessary precautions and having the right corona insurance, you can protect yourself and your family from the financial burden of COVID-19 treatment.



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