Exploring Climate and Carbon Finance Mechanisms: From Policies to Investments

However there are plenty apps for iPhone or android, which are more precise and can forecast the weather all around the world.Furthermore, weather apps do not just forecast but have other features as well.

Some apps can show climate and nature change on the planet for the certain time period or to give the current climate data.

Of course, most of the people use the forecast function only and other types are not so popular.

However, every app has its customers.There are three types of weather application: the forecast, climate apps and “image of changes”.

The best apps have not only standard features like weekly, daily and hourly forecast but provide plenty of widgets as well.

Usually, basic features and widgets are free but for some extra ones, you will have to pay.Climate apps: climate applications have plenty of functions: they show climate changes thru the time, current climate all around the world and give the whole earth climate map: air temperature, gravity field, sea level, ozone and carbon dioxide perсentage in the air, etc.

For example, purchase of star rated ACs can reduce electricity consumption and carbon footprint.

However, the impact of this star rating will be lost if the individual household uses the ACs at very low temperature for significant number of hours.

This is where the behavioural change must come in.The use of non-motorized transport or avoidance of transport is another important approach.

As much as an individual reduces to travel that much of air pollution and GHG emission can be saved.

Instead of travelling to a distant place to purchase foods and home needs, the individual can choose to buy them in nearby shops.

One practice getting popular is the home gardening to grow flowers and vegetables from one’s own terrace space.

Ping An Insurance (Group) Company of China, Ltd. (“Ping An” or the “Group”, HKEx: 2318; SSE: 601318) is pleased to announce that its subsidiary Ping An Bank Co., Ltd. (“Ping An Bank“) is ranked 46th in The Banker’s Top 1000 World Banks, up nine places from last year.The Banker, owned by Financial Times, is the world’s premier banking and finance resource, read in over 180 countries.

The Top 1000 World Banks list is published annually, recognizing global leaders in the industry for their achievements.

Banks are assessed by Tier 1 capital, assets, capital/asset ratio, real profit growth, profit on average capital and return on assets.The Banker commented, “We can see that China has outperformed even more spectacularly in terms of absolute growth, compared to other Asian countries.”Fintech NewsOther top banks on the 2020 list include: Industrial and Commercial Bank of China, Bank of China, JP Morgan Chase & Co., Bank of America, Wells Fargo & Co., Citigroup and HSBC Holdings.Maintaining stable and healthy business growthIn 2019, Ping An Bank realized a net profit of RMB28,195 million, up 13.6% year on year, and the growth rate was the highest for the past three years.

Ping An Bank made significant progress in its strategic transformation to a retail banking focus.

Retail banking’s revenue and net profit recorded 29.2% and 13.8% growth year-on-year, accounting for 58.0% and 69.1% of Ping An Bank’s revenue and net profit, respectively.Leveraging technology advantages to combat COVID-19Amid the COVID-19 epidemic, Ping An Bank quickly resumed business through online digital operations.

The cost-to-income ratio declined by 1.68 percentage points year on year to 27.94%.Benefiting from powerful big data credit investigation capabilities and a platform for a risk control model for digital finance, Ping An Bank enables 24-hours-a-day, seven-days-a-week online service and processing via a variety of contactless service channels for mainstream financing products, such as credit, guarantee and mortgage products.