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Four Wheeler Insurance  - COCO By Navi general insurance helps you to choose the perfect motor insurance plan for your car!

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commercial vehicle insurance:-It took some time, but you've finally saved enough to purchase your dream car.

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In recent years Alberta has seen a lot of influx, not only of talent, but also of capital from different parts of the world, including Canada.People have come here mostly to explore new business opportunities, since Alberta is abundant in natural resources, has a stable technology and power infrastructure and is focussed on research and tourism.

The growth centers have mostly been in and around the cities of Calgary, Edmonton and Fort McMurray.Growth of the restaurant industry in AlbertaThe native and immigrant population has increased since the last decade and to serve this growing population of wealthy residents, many of whom are outgoing types and social folks, some small business owners have set up restaurants and fast food joints in Alberta.This restaurant industry is now a fast-growing industry in Canada and generates an annual revenue of $80-billion which is about 4% of Canada’s GDP.Business insurance in Alberta for restaurant ownersTo enable restaurant owners carry out their business and get protection from unexpected events and damges, various types of insurance covers are available:Property coverage:- Office building and its content: This is the main insurance for your restaurant’s building (whether owned or rented) including equiment and stocks.- Damage caused by water: This cover provides protection against damage caused by water - for example bya sewer backing up, flooding due to heavy rains , spring thaw, summer storm or an overflowing river.- Equipment and stocks at new locations: Are also covered for uptp 60 days.- Losses arising due to off-power premises: Your stored food items in the refrigerator or deep freezers are insured against power outages.- Recharge of fire suppression system: In case your fire suppression systems get exhausted during the event of a fire breaking out, this cover helps you recover expenses paid on recharging the system.- Increase in limits: In case you are required to carry extra stocks to cater to increase in demand of your clients, then this clause increases the limits of the cover of your stocks.Commercial general liability insurance:Commercial general liability insurance is one of the most important business insurance in Alberta.

Becauses it provides you cover in the unfortunate case of any event happening on your business premises (restaurant in this case) that results in physical injury or property damage.Situations could include a customer falling on the ground, or a customer succumbing to food poisoning.

In both situations you as a restaurant owner would be covered against the amount for which you are sued by the customer (bodily injury, damage to property, personal injury, medical expense payments, your legal liability), as well as the legal fees that you might have to pay to your attorney.Crime coverage:This insurance policy provides you coverage against losses caused by theft, robbery, employee dishonesty or counterfeiting.Business interruption cover:This cover protects you in case you are forced to close your business due to reasons beyond your control.

As your operations close and you are unable to earn money, then this insurance protects you in that interim period for your lost income.Equipment breakdown cover:If your restaurant uses specialized commercial cooking appliances and equipment, then this insurance cover provides you coverage in case your equipment breaks down.Liquor liability insurance:This insurance covers claims that may arise in case your restaurant serves alcohol for profit.Miscellaneous property form:This cover provides protection to your restaurant when it is on the move.

If you’re required to take your tools constantly from job to job, then this insurance is a big relief as it provides coverage even when you and your tools are away from your kitchen.Buying the right business insurance in AlbertaAs a restaurant owner, you are specialised in your work and know everyting about cooking and what appeals to the taste buds of your clients.

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It's not ideal to have your car written off.

It can not only leave you without a vehicle, but it can also cost you money.

Whether this is due to an increase in your insurance premium, the cost of purchasing a new car, or the depreciation of your written-off vehicle when reselling it.

We looked at what a car write-off check is and how it works in case you ever find yourself in this situation.Obtaining a insurance write-off check could make a difference in how you buy a used car, understand if your used car is written off before you purchase it.

Check if the car is written off before you buy since it can get quite complicated to buy a used car without the right information.

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Third party motor insurance plan in Gujarat is a must for the owner of every car as per Motor Vehicle Act 1988.

Therefore, having car insurance in Gujarat is compulsory for every owner of a four-wheeler.

You should opt for comprehensive auto insurance in Gujarat when you buy motor insurance in Gujarat to avail better protection and coverage.

Purchasing comprehensive auto insurance in Gujarat is entirely optional for any car owner.

You can avail for both third party and own damage coverage by choosing to buy comprehensive car insurance in Gujarat.

Four wheeler insurance in Gujarat shields your car against various damages like theft, vandalism, disaster, fire, etc.