Earning cash back on everyday purchases is a savvy way to make the most of your spending. In Canada, there's no shortage of cashback credit cards, each offering its own set of rewards and benefits. Whether you're a frequent shopper, a travel enthusiast, or someone who values simplicity, there's a cashback credit card tailored to your needs. Let's explore some of the premier options available in Canada for 2024.
1. The Ultimate Flexibility: American Express Cobalt Card
With its flexible rewards structure and valuable perks, the American Express Cobalt Card is a favorite among Canadians. Earn 5x points on eligible eats and drinks, 3x points on streaming subscriptions, 2x points on travel and transit, and 1x points on everything else. Plus, enjoy benefits like comprehensive travel insurance, access to exclusive events, and monthly statement credits.
2. The Everyday Essentials: BMO CashBack Mastercard
For those who prefer simplicity and reliability, the BMO CashBack Mastercard offers competitive cashback rates on everyday purchases. Earn 3% cash back on groceries, 1% on recurring bill payments, and 0.5% on all other purchases with no annual fee. Plus, enjoy added perks like purchase protection and extended warranty.
3. The Luxury Traveler: Scotiabank Passport Visa Infinite Card
If you love to travel in style, the Scotiabank Passport Visa Infinite Card is your ticket to luxury. Earn 2x Scotia Rewards points on eligible grocery stores, dining, entertainment, and transit purchases, and 1x point on everything else. Plus, enjoy perks like airport lounge access, priority pass membership, and comprehensive travel insurance.
4. The Cash Back Connoisseur: RBC Cash Back Mastercard
For those who prioritize cashback rewards, the RBC Cash Back Mastercard offers generous cashback rates on everyday purchases. Earn 2% cash back on groceries, 1% on gas and transit, and 0.5% on all other purchases with no annual fee. Plus, enjoy added benefits like purchase protection and extended warranty.
5. The Family Favorite: CIBC Dividend Platinum Visa Card
If you're looking to maximize rewards for your family's spending, the CIBC Dividend Platinum Visa Card is an excellent choice. Earn 4% cash back on groceries and gas, 2% on transportation and recurring bill payments, and 1% on everything else. Plus, enjoy added perks like purchase protection and extended warranty.
Wrapping Up
With the variety of cashback credit cards available in Canada, there's something for everyone. Whether you're looking for flexibility, simplicity, luxury, or family-friendly rewards, the options listed above have you covered. Consider your spending habits, preferences, and financial goals when selecting the perfect card for you. Happy spending and earning!
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According to reports of the Federal Reserve, every year more than 200 Billion non-cash payments are made in the U.S. And from those 200 billion non-cash payments, 80% are made through debit cards, credit cards, and mobile wallets.
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PayPal has now become a godfather of the merchant account industry, with a merchant account your business can accept payments through several ways such as from debit cards, credit cards to cash deposits and transfers.
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