Delhi, being a bustling metropolis, sees a high demand for locker facilities due to the large number of people working and commuting within the city. The locker facility in Delhi provides a convenient solution for individuals who need a secure place to store their belongings while they are out and about in the city. These lockers are typically located in strategic places such as train stations, shopping malls, and business centers, making it easy for people to access them when needed. With the increasing incidents of theft and pickpocketing in Delhi, having a locker facility provides peace of mind to individuals who want to keep their valuables safe.
Moreover, the locker facility in Delhi is equipped with state-of-the-art security measures to ensure the safety of the contents stored inside. Biometric access, CCTV surveillance, and security personnel are some of the common features of these locker facilities, giving users added assurance that their belongings are well-protected. Additionally, some locker facilities offer insurance coverage for the items stored inside, further ensuring that customers are compensated in case of any unforeseen circumstances.
Overall, the locker facility in Delhi is a valuable service that caters to the needs of the city's residents and visitors alike. It provides a safe and secure storage solution for personal belongings, allowing individuals to move around the city without the worry of losing their valuables. With its convenient locations and high levels of security, the locker facility in Delhi is undoubtedly a practical and essential service in a bustling city like Delhi.
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Introduction MBA In Banking Management: Concept of Banking“Banking can be explained as the business process of accepting and safeguarding money owned by other individuals this money to earn again.”Functions of Banks: Primary Functions Secondary Functions Primary functions are of two types: Accepting Deposits Granting loans and advances Accepting deposits are of four types:Saving DepositFixed DepositCurrent DepositRecurring Deposit2.Granting Loans and Advances are of four types:Cash CreditBank OverdraftLoansDiscounting Bills Secondary Functions: Agency Functions Utility Functions Agency Functions are of 5 types:Funds TransferCheque collectionPeriodic payment/collectionPortfolio ManagementOther functions Utility Functions: Issue of Drafts, Letter of CreditLocker facilityUnderwriting of sharingDealing with Foreign ExchangeProject reportsSocial welfare programTypes of Accounts: Savings Bank AccountThe main goal is to promote savings.No limitations on the number and amount of deposits.Withdrawals are subject to certain limitations.No loan advantage is provided against saving accounts.Neither frills accounts.2.Current AccountMost liquid and no restrictions on the number of transactions.Punishment is charged if minimum balance is not maintained.Commonly banks do not pay any interest in current accounts.Bank charging a payment for a current account current is most suitable for a businessman.
3.Fixed Deposit Account:The amount can be paid only once.Premature withdrawal is permitted in some banks without penalty other banks charge a minimum rate of interest as a penalty.
Consumers can avail loans against Fixed deposits up to 80 to 90 percent of the value of deposits.
Bank management is distinguished by the particular object of management - financial connections connected with banking occupation and other relations, also connected with the implementation of management functions in banking.
Bank management also discusses the application of management functions in the banking sector.
Significance of Banking Management in MBA: Changing Regulation of Banks: at the finish of the 3rd decade of the 20th century, thousands of banks across the world failed due to the economic recession known as the Great depression.
