If you have trouble sticking to a goal, visual cues can help.

For example, personal finance writer Trent Hamm suggests using graph paper to mark your progress.

Visual cues or triggers work because they make your goal more tangible.

It s gratifying to know you packed a lunch and saved some cash, but it s even more gratifying to actually see this progress being made—it s why gamification is so effective.

Hamm explains his visualization strategy for savings goals:

I d take a piece of graph paper with 100 squares by 100 squares on it and I d simply mark out one of those squares every time I did something that saved $10 and I put that $10 aside in an account somewhere.

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