The Industrial Credit and Investment Corporation of India (ICICI) , an Indian financial company, established ICICI Bank as a wholly owned subsidiary in 1994.
ICICI was formed in 1955 in a joint-venture that included the World Bank, Indian public-sector banks and Indian public-sector insurance companies.
The purpose of ICICI was to provide project financing to industries in India .
ICICI bank was founded as the Industrial Credit and Investment Corporation of India Bank, before it changed its name to the abbreviated ICICI Bank.
The parent company was later merged with the bank.
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Banks are important financial institutions, which offer a wide range of products and services like managing money deposits, wealth management, investment banking, and currency exchange to name a few.
The current bank customers are regarded as individual consumers, companies, businesses, and several other kinds of institutional clients.
How about checking some of the best public banks in the world as under:Industrial and Commercial Bank Of China Ltd.It is regarded as one of the biggest banks in the world, which is more known as IDCBY.
Lastly, the exchange in the making is done via OTC.
It offers credit cards along with loans and finance for different businesses and companies.JPMorgan Chase & Co.This bank comes second in terms of size and in terms of assets, which is often known as JPM.
The Revenue of the bank is $114.6B, while the net income is around $36.4B, while the market cap is around $280.1B with a one-year trailing total return going up to -5.8%.
When the public discourse on the issue of economic slowdown was started a few months back, among many other reasons, it was argued that the unwillingness to lend on the part of Public sector banks remained a hurdle to energies the economy.
Of Course, PSBs that had been forced to NPA mess during UPA days may have their rightful worries in lending.
The major step of recapitalising the PSBs has already started long before.
It strengthened banks and helped them lend Rs 2.5 lakh crore.
In the Union Budget of 2019-20, Rs 70,000 crore of capital infusion for public sector banks was announced.
On August 23, 2019, when Finance Minister Nirmala Sitharaman appeared before the press to announce a slew of measures to boost the economy, much of it was focused on providing additional lending and liquidity to Public Sector Banks and also ensuring that the banks will pass the benefits to the needed segments of the society.