Wildfire may be not a regular thing in the United States, however, there is always a
risk in California and other Western states due to many reasons including the natural
cycles of dry, hot weather, etc.


Therefore, Randon Morris says, it’s vital to understand what kind of insurance
policy options you must have in order to protect yourself from the losses caused by
wildfires.

The text above is a summary, you can read full article here.