Donald Trump's win has got investors to believe that euro rate will fall to the same level with the dollar.the Last time the currencies were at parity years in 2002.Investors, the probability that the euro will sink to parity by the end of 2017, 45%.Yet a week ago the probability was estimated at only half of this, when the market was Hillary clinton's victory in the Us presidential election.Trump promises the U.s. economy accelerated, and a tax cut of now add to expectations the federal economic growth and increase pressure on the United states central bank fed's early rate hike.Deuche Bank strategist George Saravelos predicts the euro will drop to 1.05 to the dollar for the end of the year and 95 cents by the end of 2017.
the Bank of Finland governor Erkki Liikanenthe scholar graduates in the Finnish macro-economics an economist is a shortage, the Bank of Finland's board stated its position.long-term situation facing the board, according to domestic economic policy analysis and preparatory work quality.One of the macro-economics tasks is to help decision-makers to perceive different policy options to the effect.the Bank of Finland, in 2008 started the financial crisis has shown how important the economy and the financial markets understanding the functioning of the economy as a whole in terms of stability.International recruitment has eased the skills shortage.
the Biggest threat to the Chinese economy's trade barriers increase the world economy.Protectionism would weaken the country's exports and thus slow down the whole economic growth and would cause the same internal problems.Thus, say Helsinki, visiting Peking university professor and china's state economic adviser Justin Yifu Lin.Donald Trump protectionism may be campaign rhetoric, but it can also be a real policy", Peking university professor acting as Lin said STT.He visited on Tuesday in Helsinki to talk about the Bank of Finland institute for economies in transition of the party conference."Although China's economy has shifted more to domestic consumption to pull for growth, would be protectionism still a great shock."
the Union and Danske Bank survey commissioned by the graduates you hope to come from work to jobs, security and relevance.Young people worried about permanent employment is found.plans does not dare to do, if the future does not feel secure."Job relevance is an important role.the Relevance of the form, above all, opportunities to develop and influence their work, but also of helping others", Danske bank's business development director Rami Tättilä said."newly graduated life seems to meet the balance and well-being finding professionally as well as economically.
Loans to enterprises and households is slowly picking up in the eurozone, says European central bank.the Corporate was granted in November to 2.2 percent and for households by 1.9 percent more loans than a year ago.in October the corresponding figures were 2.1 and 1.8%.the Lending pick-up is good news for the ECB, which is trying to increase consumption and investment in the ailing economy in order to boost growth.
estimated that in Finland the direction has turned to end during the year.He stressed that, inter alia, the Bank of Finland and the OP bank group have changed their estimates of the situation in Finland more positive.It is not necessary to now change, although the spending limits discussion in we'll get more growth and employment", he said new year greetings in.Sipilä pointed out, however, that although the direction is better, is to keep in mind that all finns did not go well."Social inequality, the threat is real and the government took it seriously.I Consider it very important that Finland's okay, when you put like we all finns involved.
Transport and communications minister Anne Berner among the insurance trade magazine interview that motoring costs will be reduced in the next year, when part of the tax euros from the change in bus use fees.at the Same time, new bodies begin to produce motorists and heavy transport services, bus maintenance, rehabilitation and construction.at the Same time it becomes possible for new infrastructure projects co-financing, for example, the EU, the Nordic investment bank and the European investment bank.Also foreign heavy traffic will pay.so far, motorists bear the burden of yet to self-fuel taxes and vehicle-, car - and use the power to tax."the Calculations are very long and we will tell you the details mid-January.
housing expenditure as a percentage of retirement growth, because housing can keep housing services produced by along with as an asset, which is not desired for one reason or another gave up, told Yle.Traditional Finnish savings thinking comes from the fact that the ownership of the apartment is pension reserves, said Danske bank's leading pension expert Susanna Miekk-oja."the Home should, however, good to keep and sell it only then, when the need for care.the Responsibility of the ministry of finance is moving towards more and more people to himself."Miekk-oja has four decades of experience in the banking and investment sector.His specific knowledge of the sector's 50 -advice.
the employer's opportunities to find out the job seeker or already a task of the selected background information on the various registers provided in the law, told the economist.in finland, the protection of the police security intelligence unit makes almost all individuals regarding security clearances.personnel security clearances may be limited, basic-shaped or broad.in the banking sector, it is common for the employer to figure out certain tasks of the selected credit information and make a personnel security clearance.for Example, the CREDITS according to the Group, its companies do is to do the task on the safety report in accordance with the law the basic shape of a personnel security clearance of the person reliability and fit to ensure."the basic shape of the personnel security clearance data sources include, inter alia, of credit data," explains head of unit Elina Reini share of the bank group.
Exact figures on how much it is costing British firms vary but recent research from the UK government found that eight out of ten large companies had suffered a breach and most were seeing attacks on at least once a month.But nowadays it is increasingly attracting professional criminals.They can make good money from cybercrime and the risk of getting caught is low.Even if they do get caught the punishments are far less arduous than if you get caught robbing an actual bank or dealing drugs.The huge growth of Bitcoin and other alternative currencies have also made it much easier for the crooks to get paid.The traditional way of protecting a business against cyber-attack was to protect the perimeter.
the housing act demographic pressures-the special support of the Hypo, deputy ceo Elli Reunanen advise to asp-saving competition to their loans immediately after lifting.Reunasen according to first-time buyers targeted asp-a loans are rising, although mortgage spreads have steadily in recent years."the first apartment is purchased the customer will have to pay the loan its more than just a few years ago.Wish him the benefits of asp, the borrower must do a little extra work: he should raise the asp of the loan on its own account from the bank and leave immediately after the competition round", Reunanen, noted in his blog.according to him, the situation are the reason for the large banks at the initiative changed the practice and interpretation about who must pay the asp-account of the additional interest."What's the largest amount of successful asp account to save, the more difficult it is to get a competitive asp-loan offer from your asp account bank loan offer alongside.
the Danske Bank assesses the market in response to the Helsinki listed companies in dividends retain this spring a record high in the read.Danske estimates that the average listed companies, the dividend yield climbed close to four per cent."Particularly appealing to the Helsinki stock offers a dividend yield looks, when compared to the prevailing interest rate market revenues.the yield spread dividend shares and fixed-income investments there is currently at historic high", the bank describes.Industries Danske believes telecom operators to keep their status as a good payer of dividends.Telia's dividend cut last year was in the bank according to the expected.
the Danske Bank assesses the market in response to the Helsinki listed companies in dividends retain this spring a record high in the read.Danske estimates that the average listed companies, the dividend yield climbed close to four per cent."Particularly appealing to the Helsinki stock offers a dividend yield looks, when compared to the prevailing interest rate market revenues.the yield spread dividend shares and fixed-income investments there is currently at historic high", the bank describes.Industries Danske believes telecom operators to keep their status as a good payer of dividends.Telia's dividend cut last year was in the bank according to the expected.
Finnish household indebtedness has recently warned more and more often.Now the issue has drawn attention also to the international credit luokittaja Fitch.One of the debt have long warned is a housing law demographic pressures-specialist hypo's ceo Ari Pound, which, according to the risk in are soon as the state of Finland, as Finnish banks credit ratings."the Banks that are pushing installment free campaigns and lengthy loan periods are waving the Finnish and Finnish banks' credit ratings.These banks are aggressive in the city market, the conquest of politics can get very expensive for all of us Finnish the purse, if the ratings declined and all money prices rise.the Combination is terribly dangerous in a situation where the global economy will rise, the market interest rates rise, but the Finnish economy crawl", Pound stated as New to Finland on Saturday.
Finnvera, Nordea, Danske, CREDITS and Svenska Handelsbanken are opposed to talvivaara mining company Plc's restructuring program for the strengthening and demanded the company's liquidation, survives Winterfell release.talvivaara mining company said it and redevelop the procedure prescribed for the administrator to provide in his own statement to the Espoo district court in the near future.the liquidator left to the district court a request to the company's restructuring program acceptance in early march, but the above mentioned bank and Finnvera opposed to the show.the winter risk, according to the company itself is "properly fulfilled its creditors in a separate voting procedure adopted by the draft restructuring programme entry into force required by the special terms and conditions".the Company expects the Espoo district court decision in the matter of a few weeks.talvivaara mining company reported that in January he was investing in new technology and development was new to the business of, inter alia, the manure processing in the field.
investment product sales legislation, tightening at the beginning of 2018, the financial supervisory authority told reporters.the Problem has been that the investor-client's advantage and, for example, selling investment products of the bank interests may be in conflict.the Customer wants good returns with appropriate risk, while the bank may seek to sell as much as possible, for example, your own funds.fl will leader Anneli Import according to changes after the investment and insurance product sales persons has to be constantly sufficient knowledge and skills.a New requirement, the company could offer a particular investment product only a predetermined group of customers.Also the obligation to provide investment advice to various investment products expands, as simple, without the advice of products sold in the definition of the contraction.
the U.s. financial sector data bank on GOBankingRates has done calculations about how much people need to earn a year to live comfortably in the country's major cities.the Calculations were made on the assumption that the disposable income 50% goes to necessities such as housing costs, food and travel.30% is consumed the rest of life and 20 per cent is wise to save.silicon valley area resident to be good tienistit.GOBankingRatesin according to the calculations of the USA's most expensive residence is in San Francisco.the Salary should stay the hand 104 000 per year, in order to be able to live in reasonable comfort.
Finland is the euro area best available mortgage loan, the European central bank statistics.This year's January reading, according to mortgage it is cheapest to take from Finland.the loan costs are, on average, just over one percent.Costs have decreased in Finland in recent years.Secondly, the cheapest is in France and the most expensive is Ireland, where a loan price is more than three per cent.Although Finland is not the only country where the loan is cheap.
The smaller the amount of heat-retaining fireplaces, the better the bank Kauppalehti bank by comparison. Housing loans worth exceptionally well, Kauppalehti revealed a large bank comparison. POP group is an exception for the better Lavia Cooperative Bank, which reaches comparison, the top ten. It was able to increase its profits by nearly 10 percent and its operating profit margin of 57.3% was the best comparison. Municipality Finance is the leader in costs and revenues, relative to 14.1% and 85.9% in the operating result. In 2015, we grew all counts, explains Pekka Averio Municipality Finance's Managing Director in his review.
The updated app was quietly pushed live yesterday, and Google has now officially confirmed that Android Pay is available for anyone in the U.K., assuming they have a compatible NFC-enabled device.Similar to Apple Pay, Android Pay lets users purchase goods in physical retail stores by associating their MasterCard or Visa card with their device and swiping their phone against a contactless terminal at the point of sale.It can also be used to pay for things within third-party apps, including those by JD Sports, Deliveroo, Zara, Kickstarter, Airbnb, and YPlan.Crucially, Android Pay can also be used on London s public transport network, including the Tube and buses.The Internet giant launched its Apple Pay competitor last May, but so far, the feature has only been available in the U.S. Google did confirm back in March, however, that Android Pay would be landing in the U.K. some time in the next few months.The company has now confirmed that it will be launching in Australia and Singapore soon, with more countries added to the mix in the coming months.So it sounds as though the U.K. is serving as the launchpad for a major global rollout across 2016.Google had previously confirmed that eight banks would be on board for launch — Bank of Scotland, First Direct, Halifax, HSBC, Lloyds Bank, M Bank, MBNA, and Nationwide Building Society, though it did note that more would be added.Barclays was also slow to embrace Apple Pay, which has been available in the U.K. since last summer.
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