Join us for this live webinar on Web Personalization Thursday, October 22 at 10 a.m. Pacific, 1 p.m. Eastern.A few years ago, if the theme of “personalization” had emerged in your marketing circles, most industry people would have referred to Amazon as the gold standard.Amazon still is the Prime, free-shipping standard when it comes to knowing what products I want and when I want them.By way of personalization, Amazon transformed online shopping into a web experience (and we know how many times “customer experience” comes up in marketing meetings).Companies of all sizes are following Amazon’s lead and many have been seeing huge results.In fact, according to VB Insight analyst Andrew Jones, in his latest report on website personalization, 87 percent of those companies have seen a lift of at least 5 percent in their most important metrics.

in October 2016 with the completion of the Finavia board according to the report, including derivative contracts related to the powers and reporting relationships, as well as their practices have been in Finavia in 2011, incomplete.powers and reporting relations of definition and the process of ensuring the functioning of the stock in the company are the ceo's key tasks.finavia's general meeting of shareholders required by the company from the new government in 31.5.2016, that the government still carefully measures assess and decide on potential action for damages, the initiation of the related damage, for which the company incurred in 2011, entered into derivative contracts.the annual general meeting in accordance with the mandate of Finavia, the government made clear yet again the company's derivative losses related to liability issues.a Careful study on the basis of the company's board of directors present unanimously by the annual general meeting decide that the company is seeking court action in damages from the former ceo from Sam aspen salolta.according to the Survey by Finavia in 2011, served as the government has issued instructions to the then leads to take care of the company's management as to the appropriateness and control.

the Finnish centre for Pensions ETK report Statutory pensions – long-term calculations of 2016, that the pension investments, the real expected return for the next ten-year period is three per cent and after this the real rate of return return rate of 3.5%.the Writing of "the pension bomb is ticking" trade magazine 3.11. I would argue that the realistic decades the expected return is no more than two per cent.the Years 2017-2026 with regard to the report presented in the following table under the figures.pension assets real expected returns by investment type 2017-2016, %I view only the interest and equity investments long-term yields, which is easy to evaluate.ETK uses a ten year inflation-expected 1.6 per cent.

In 2014, the public become the so-called LuxLeaks-the leak does not seem to slow the deterioration of the European states and multinationals, between secret tax arrangements increase.Brussels Eurodad-organisation according to a recent report of the tax arrangement, the number of contracts has on the contrary increased after the spill, by as much as 50%.in Belgium, the number of bounced year 248% in Luxembourg to 50 per cent.In 2013 and 2015 in all countries of secret tax arrangements, the amount is according to the report, increased by as much as 160%.the Finnish tax arrangement agreements was, according to a report last year 24."the fact that multinational companies have now more than a thousand of the tax arrangement agreement in Europe is the least, very worrying", Ryding said in the announcement.

the Parliamentary social affairs and health committee of the basic income experiment to be significant, the committee on line in his report.according to the committee on basic income tax free and earnings independently of the underlying create a significant economic incentive to find employment.the Committee notes that the government's proposal in the explanatory memorandum to deal with all the basic income effect of the experiment involved a person on social security.the Committee believes that it is necessary that the experiment involved are clearly informed of the basic income of the potential impact of his social security benefits: it is particularly important to inform its impact on income support.the Committee also considers it important that the experiment's effects will be evaluated, not only the employment of quantitative indicators but also qualitative, subjective well-being describing the instruments.Qualitative research can be, inter alia, determine whether to try a target group among the more than employment and economic activity related to the activity, whether it is increasing their participation in society and contribute whether it's their autonomy, their empowerment, it said.

Social affairs and health committee meeting, which dealt with the Vaasa central hospital emergency relief, was interrupted today by two parliamentary plenary session, told Yle.the chairman of the Committee Tuula Haatainen, the Finnish social democratic party told reporters that the report should be completed five to date."There are key things to open.We gather again at 16 to continue the meeting," Haatainen said to Yle.the Government's proposal to focus its broad and round-the-clock duty of the twelve central hospital.Haatainen, according to the committee's report must be done today, as it is a budget law that relates to next year's budget proposal.

Finnish science is in stable condition as well as the world average, occurs in the Finnish academy of Science space 2016 -report.for Example, the number of scientific publications per capita in many OECD countries compared with the highest, and Finnish researchers ' international co-publications share has clearly grown in recent years.in the Years 2011-2014 international co-publications was more than half, when in the early 1990s, the number was 27 percent.the number of Scientific publications over the last ten years elevated a little bit, but other research-intensive countries are, however, progressed the fastest.according to the Report of Finland of the above were, for example, Norway, Switzerland, Sweden and Denmark.University research expenditures last year were 1.45 billion euros, of which more than half of universities basic funding.

Competition and consumer authority has decided to initiate further processing of a business transaction in which the health house to acquire control of Diacor.the FCCA's preliminary report on the basis of the transaction could cause the adverse effects on competition health care market.the parties forming the merger would often have market market share of largest operator.diacor's exit from the market, in particular in the metropolitan health service of the market you focus on.

the Apple Apple iPhone 7 Plusapple's new iphones are, too, sold briskly during the first months.in September release iPhone 7 on sale however, according to reports, the missed apple's expectations, says Apple Insider.Japan Nikkei estimates Apple to cut iPhone production by year 2017 in the first quarter of 10%.the calculations are based on the Nikkei apple's suppliers by the data.according to the Report, Apple cut both the iPhone 7 and iPhone 7 Plus production.

the number of Employed persons growth slowed and the unemployment rate rose slightly in December in the united states.the non-farm number of employed persons grew in the united states in December, 156 000, the U.s. labor department report.the Growth was lower than expected, as the newspaper The Wall Street Journal survey, economists on average had expected the number of employed persons increase to 183 000 persons.Jobs growth slowed in December, as in November's non-farm number of employed increased by 204 000 persons.the U.s. unemployment rate in December was 4.7 percent.the unemployment rate rose slightly in November to 4.6%.

the Extra media attention may distort the turn of the year in the start of a basic income results of the experiment, the Coil warns on its website, published the blog text."the Interest is understandable, but in order to try the results are not distorted, the test subjects should not be approached any more than without the experiment.the Research point of view also other media attention can undermine the reliability of the results", the Coil write.basic income experiment the primary objective is to study the basic income effect of the experiment on the selected group of the population employment and labour market behaviour, the Reel report.in the alternative may be to investigate other effects, such as participants ' experience of well-being."As a social scientific research in general, the subject of interest is the basic revenue of the impact on the population level, not the basic income effect of the individual", the Coil specified.

the employer's opportunities to find out the job seeker or already a task of the selected background information on the various registers provided in the law, told the economist.in finland, the protection of the police security intelligence unit makes almost all individuals regarding security clearances.personnel security clearances may be limited, basic-shaped or broad.in the banking sector, it is common for the employer to figure out certain tasks of the selected credit information and make a personnel security clearance.for Example, the CREDITS according to the Group, its companies do is to do the task on the safety report in accordance with the law the basic shape of a personnel security clearance of the person reliability and fit to ensure."the basic shape of the personnel security clearance data sources include, inter alia, of credit data," explains head of unit Elina Reini share of the bank group.

the General unemployment fund YTK praises plans for YOU-the offices of the delegation of the Coil and the unemployment fund.TE-office tasks are the decision of the government transferred to provincial responsibility.the Work and ministry task force released Thursday the report, which, according to YOU-the office belonging to the unemployment security and job alternation leave system, the implementation of the related tasks can be transferred to the unemployment funds and kela for the year 2018 from the beginning.at the Same time the TE office to provide a binding labour policy statement can be waived, told the trade magazine on Thursday.the working Group to strengthen government policy also means that the current ELY centres and TE offices abolished.However, the TE office from remaining in employment related to the tasks that the policies of the government according to the transferred to the provinces for treatment, for example, the purchase service.

Recent satellite images show that North Korea had restarted a reactor in the nuclear energy area, which is used to produce plutonium for the country nuclear weapons programme, told the Guardian.North korea to observe us 38 North -a process said in the previous analysis of January 18. the day that the country seems to be preparing to restart Yongbyongin reactor.according to the Organization, North Korea has dismantled the spot of spent fuel rods, which are used for the plutonium in the manufacture of the country's nuclear arsenal.Images of January 22. day look water the clouds are likely warm to rise the reactor cooling for water removal from the tube, which gives shows that the reactor is very likely to be in operation , the agency report says.the Picture is, however, impossible to estimate what power level the reactor.the Report said that the reactor operators had been out of use in late 2015.

the Government gave the spring to the parliament for dual citizenship amendments to the law draft, the committee - and reform minister Anu Vehviläinen its report on Thursday to the Economy.Vehviläinen said state the day of the opening ceremony of the context that the intention is to amend the civil service law 7. section as well as security clearance law.the civil service law changes the show goes with him already in the next few weeks comment.officials in the law lists the tasks that can only be a Finnish citizen.the Law is not a list of tasks, which may be to appoint or not to appoint persons, which is at the same time, for example, the Finnish and Russian citizenship.the ministry of Defence has signalled that dual access to some of the national safety of the essential tasks can be restricted.

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general radio journalist Susanne day breast is terminated by the company.the report, inter alia, the evening journal and the Finnish image magazine.SK:according to the day of the breast sent his colleagues an email in which he sends his critical regards to the house corresponding to the editor Atte Jääskelä."Sensuurisiat and hard lead are already known in Japan-deep.Was the broadcasting of the ethical guidelines to give a written warning and a dismissal threat Ruben still lots of mere prime minister Sipilä thinking of?you Stand still the argument behind that a total ban not deal with the prime minister Sipilä was justified, because Sipilä had been in practice for four days in yle in the headlines?

the Finnish jewellery industry companies to take only rarely clear where their marketing by the diamond has to be excavated, manifested in the ngo finnwatch's report.according to the Organization, diamond production has significant human rights problems.Finnwatch asked 36 companies, how they ensure the import of diamonds to be socially responsible.a Large part of the respondents did not finnwatch according to know, from which country the diamond is dug.

the insurance company If:n CR:to the complaint of not coming to a solution for a while yet.we are currently in active dialogue with the OP with the Group , said director Kirsi Leivo Finnish Competition and consumer authority.If doubts of OP financial Group's dominant market position abuse.It did report a request to the end of 2015.Ifiä interested in whether the CR group, the approach of the competition law prohibited restriction of competition and is there a way to tie banking services and insurance services each other the competition law of the spirit.Bake said that the matter of sorting out is the very crucial point it is decided in this context to intervene in OP's bonus system.

the Government set up by the task force presents in its report the incentive trap of the unloading means and their impact on employment.for Example, rent regulation group combat in its report, stating that "rent regulation is not the right solution for metropolitan high rents and the incentive trap".further report of the working group would, inter alia, the unemployed to a protected portion of the lift combined with the unemployment security basic components of reduction as well as housing assistance and family support of the changes.This can be used to finance cost-neutral at the same time reducing unemployment levels.the Protected portion is currently 300 euros, which means that the unemployed can make a month 300 euros without losing unemployment.according to Preliminary calculations, the unemployment security basic components of a lower level of 50 cents (eur 32.4 million to eur 31.9 eur a day) and corresponding to the protected portion of the growth of 600 euros would be more or less cost neutral measure.