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carinsurancepolicy 2021-06-14
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A hasty, last-minute coverage selection can see you underinsured when it comes to making a claim.So, to help you out, here are 5 common mistakes to avoid when you buy car insurance.Choosing the cheapest premiumWhile there’s no harm in looking for discounts, a cheap deal should not be the reason you opt for a particular plan.

Look for car insurance plans that truly offer good protection, have great customer service, and give you the best insured declared value (IDV) on your vehicle.

Saving on your pennies now can cost you heavy later on.

You can use online aggregators to help you make this comparison easily.

Most insurance buyers feel that a lower deductible is the way to go.

However, the truth is that a higher deductible is actually the better option in the long run as it saves you money paid in premiums over the years.

collect
0
anshi roy 2020-09-07
img

From movie tickets to ordering your favourite food or clothes, we have in our fingertips.

You get what you want after waiting for a certain period of time, depending on what you are purchasing.

Similarly, how can insurance lag behind in this race?Today you can buy any type of insurance policy online without having to deal with any paperwork.

The renewal of car insurance has been made quick, easy and hassle-free with the online platform.However, if you are still wondering how you can buy or renew policy for your vehicle online, let me guide you on how to do it.Just simply follow the below points to get a detailed unformation on the online car insurance renewal procedure online: Fill Your Car Details Online Firstly visit a reliable online insurance broking portal or the visit the official website of your car insurance provider for the policy renewal.

There you will find details related to various cars.

You will have to provide your car details such as the make, model, of your ar etc.

collect
0
anshi roy 2020-07-18
img

Car insurance policy makes sure that you do not have to worry about the financial side in the event of an accident causing unforeseen damage to your vehicle.

With a can insurance policy you will have a protection shield around you.

In the event of any damage or repairing, all you will have to do is just inform your insurer and register a car insurance claim.After that, the rest will be taken care of by the insurance company following a number of steps.

But you must keep a number of facts in mind as to when to register a claim and when not to.

In terms of filing  car insurance claim, you must make sure that you are not claiming under a number of circumstance such as the following:When the damage is minor and you can repair it from your own pocket.

Of course if you register a claim your car insurance provider will take care of the costs but you must also consider the aspect of No Claim Bonus (NCB).

collect
0
anshi roy 2020-07-15

Depending on the type of car insurance plan you choose to buy i.e.

third-party or comprehensive policy, you will be receiving coverage.

Now let's have a detailed look at what each type of car insurance policy covers in India.Third Party Car Insurance Offers Coverage for the Following It's important to note here that the third-party is mandatory for all types of vehicles plying on the road as per the Motor Vehicles Act, 1988.

The policy will offer:Protection against third party legal liabilityPersonal Accident cover for Owner/Driver is offered under this plan.Compensation against third party property damage.Comprehensive Car Insurance Offers Coverage for the FollowingThe comprehensive car insurance plan covers third party legal liability as well as own damage due to a number of manmade and natural calamities.

It is always advisable to opt for a comprehensive car insurance to have an ultimate protection.Self-ignition, Fire, Lighting, and Explosion: The package plan from covers the expenses uncured from fire, explosion, self ignition and lighting, etc.Riot and Strike: The package car insurance plan covers any damage to your four wheeler vehicle caused due to the riots and strike.Malicious Acts:  package plan also covers damages to the vehicle incurred due to various malicious acts.Fire & Earthquake: Given that both fire and earthquake are seen as one of the most common phenomenon, the package car insurance plan covers these two significant distasteful incidents as well.Terrorist Act: The plan covers any damage to the vehicle due to various human activities of terrorism.Any damage to the car resulting from Landslide or Rockslide is covered under this plan.Also covers damage to the vehicle from various natural calamities such as flood, storm, typhoon, hurricane, cyclone, inundation, tempest, hailstorm etc is also covered under this package plan.Covers accidental damage to the vehicle by any external meansHousebreaking or theft, burglary: This car insurance plan covers the costs uncured from burglary, theft, housebreaking etc.From the above discussion, you should have gathered at least a little idea about different types of coverage that each car insurance plan offers.

One thing to keep in mind here is that you should always compare different types of car insurance plans online before renewal.

collect
0
carinsurancepolicy 2021-06-14
img

A hasty, last-minute coverage selection can see you underinsured when it comes to making a claim.So, to help you out, here are 5 common mistakes to avoid when you buy car insurance.Choosing the cheapest premiumWhile there’s no harm in looking for discounts, a cheap deal should not be the reason you opt for a particular plan.

Look for car insurance plans that truly offer good protection, have great customer service, and give you the best insured declared value (IDV) on your vehicle.

Saving on your pennies now can cost you heavy later on.

You can use online aggregators to help you make this comparison easily.

Most insurance buyers feel that a lower deductible is the way to go.

However, the truth is that a higher deductible is actually the better option in the long run as it saves you money paid in premiums over the years.

anshi roy 2020-07-18
img

Car insurance policy makes sure that you do not have to worry about the financial side in the event of an accident causing unforeseen damage to your vehicle.

With a can insurance policy you will have a protection shield around you.

In the event of any damage or repairing, all you will have to do is just inform your insurer and register a car insurance claim.After that, the rest will be taken care of by the insurance company following a number of steps.

But you must keep a number of facts in mind as to when to register a claim and when not to.

In terms of filing  car insurance claim, you must make sure that you are not claiming under a number of circumstance such as the following:When the damage is minor and you can repair it from your own pocket.

Of course if you register a claim your car insurance provider will take care of the costs but you must also consider the aspect of No Claim Bonus (NCB).

anshi roy 2020-09-07
img

From movie tickets to ordering your favourite food or clothes, we have in our fingertips.

You get what you want after waiting for a certain period of time, depending on what you are purchasing.

Similarly, how can insurance lag behind in this race?Today you can buy any type of insurance policy online without having to deal with any paperwork.

The renewal of car insurance has been made quick, easy and hassle-free with the online platform.However, if you are still wondering how you can buy or renew policy for your vehicle online, let me guide you on how to do it.Just simply follow the below points to get a detailed unformation on the online car insurance renewal procedure online: Fill Your Car Details Online Firstly visit a reliable online insurance broking portal or the visit the official website of your car insurance provider for the policy renewal.

There you will find details related to various cars.

You will have to provide your car details such as the make, model, of your ar etc.

anshi roy 2020-07-15

Depending on the type of car insurance plan you choose to buy i.e.

third-party or comprehensive policy, you will be receiving coverage.

Now let's have a detailed look at what each type of car insurance policy covers in India.Third Party Car Insurance Offers Coverage for the Following It's important to note here that the third-party is mandatory for all types of vehicles plying on the road as per the Motor Vehicles Act, 1988.

The policy will offer:Protection against third party legal liabilityPersonal Accident cover for Owner/Driver is offered under this plan.Compensation against third party property damage.Comprehensive Car Insurance Offers Coverage for the FollowingThe comprehensive car insurance plan covers third party legal liability as well as own damage due to a number of manmade and natural calamities.

It is always advisable to opt for a comprehensive car insurance to have an ultimate protection.Self-ignition, Fire, Lighting, and Explosion: The package plan from covers the expenses uncured from fire, explosion, self ignition and lighting, etc.Riot and Strike: The package car insurance plan covers any damage to your four wheeler vehicle caused due to the riots and strike.Malicious Acts:  package plan also covers damages to the vehicle incurred due to various malicious acts.Fire & Earthquake: Given that both fire and earthquake are seen as one of the most common phenomenon, the package car insurance plan covers these two significant distasteful incidents as well.Terrorist Act: The plan covers any damage to the vehicle due to various human activities of terrorism.Any damage to the car resulting from Landslide or Rockslide is covered under this plan.Also covers damage to the vehicle from various natural calamities such as flood, storm, typhoon, hurricane, cyclone, inundation, tempest, hailstorm etc is also covered under this package plan.Covers accidental damage to the vehicle by any external meansHousebreaking or theft, burglary: This car insurance plan covers the costs uncured from burglary, theft, housebreaking etc.From the above discussion, you should have gathered at least a little idea about different types of coverage that each car insurance plan offers.

One thing to keep in mind here is that you should always compare different types of car insurance plans online before renewal.