Stephen Ingledew, MD, Marketing, Standard Life, UK said: "Today we are truly working towards a segment of one and as a result, our customer communications must be personalized at a depth unimaginable just a few years ago."In addition to the analytics tools, Standard Life is using IBM Campaign and Interact, these help the investment company to turn analytic insights into customer snapshots that help to identify what exactly a person's financial needs are and what their long-term aspirations may be.Employees will have access to these insights and then be able to actively, and more effectively decide on what would be the best course of action.The work with ING Direct sees the bank aiming to deliver more personalised banking services to online and mobile customers as it looks to better engage with younger digital savvy customers.Although there are no exact details on which analytics tools are being used, the deal highlights an increasingly proactive response from FS organisations to meeting customer demands and fending off competition from fintechs.The investment company has around 4.5 million customers across 46 countries and it actively manages over £253bn in investments worldwide.
Australian retailer Myer has partnered with eBay to launch a virtual reality store, where shoppers can browse and purchase items using a VR headset.The companies are calling labelling it "the world's first virtual reality department store".The eBay VR Department Store app contains over 12,500 products that visitors can view as 3D models, and add to their basket using a system developed by eBay called Sight Search.Owners of virtual reality headsets can get onto the store by downloading the eBay VR Department Store app on their smartphone and then loading their device into their VR viewer.The app provides additional suggestions as they progress through the store.You can add items to your basket by looking at themShop 'til your battery dropsRather than just taking eBay and adding virtual reality elements to it, eBay and Myer want the app to serve as a virtual reality replica of the physical shopping experience, with the added benefits offered by shopping online.
Digital disruption is everywhere, even it hasn t yet hit your industry yetIn the last twelve months digital disruption has become a standard phase for the effect of forms of IT which are being deployed in all businesses.While obviously sector specific, digital disruption to a bank is far different from that of a manufacturer but has more in common with the digital disruption experienced by a retailer or a transport company.In retail finance, digital disruption could be characterised as the expectation for multi-channel personalised integrated banking services.This would encompass everything from mobile based payments, account management, credit all the way to financial planning and mortgage and insurance products.Digital disruption goes beyond the old world of ERP and supply chain management to and IOT enabled world where data from design through to production drives greater insight to processes and production.In 2015 the outgoing CEO of Cisco projected that by 2020 many of the US Fortune 500 companies which existed then would be digitally disrupted out of business within five years.
Major high street book retailer Waterstones is getting out of the ebook game altogether.The British book seller has around 275 stores around the UK and Europe, and is the biggest and most recognisable dedicated book seller in Britain.Now Waterstones has opted to place all of its eggs in one decidedly physical basket.What's worse is that there's no Kobo partner equivalent through which you can continue to access your existing audiobook library after this date.Back in October of last year, it ceased selling Amazon Kindle readers in its shops.Next, take a look at our Amazon Kindle Oasis review video:Is Waterstones right to focus on physical books, or should it have improved its e-book service instead?
Also,Hot Searches help you discover the latest trending searches.Bing Trends: A report of the most popular trends of the previous year, also providing insights and stats on the popular search queries.Adwords Display Planner replacing YouTube Keyword Tool : Google has decided to replace Youtube s keyword tool with Display Planner through Adwords two years ago and many users were left shocked.Now you can search for your Youtube keywords through Display Planner on Adwords, by filtering the results to video keywords on Get Ad Group Ideas Facebook Trending Topics: Facebook s trending feature presents the most popular topics and hashtags, depending on the users likes, the location, and the general popularity of each story.What s more, advanced search offers many features, such as the use of emoticons and the attitude they are associated with.Narrow down your search by language, country, or search type, among Web, Images, Shopping, Youtube, and News.
You will soon be able to 3D print all your medication into a customised super pill, if this latest research is anything to go by.Scientists at the National University of Singapore NUS have developed a new technology that combines multiple pills of varying dosages into a single tablet.The pills have time-release factored in as well, which means the drugs are released in the body in pulses rather than in one go.View photosMoreAssistant professor Soh Siow Ling, right, with PhD student Sun Yajuan NUS For a long time, personalised tablets has been a mere concept as it was far too complex or expensive to be realised, said assistant professor Soh Siow Ling – one of the researchers involved in the project.Each component is a specifically designed shape separated by a polymer that will determine when the drug is released into the body and in what dosage.The method essentially requires doctors to map out all the medications their patients need to take, the doses they require and the time they need to take them.
In a call, Lost My Name co-founder and CEO Asi Sharabi told me the decision to take further founding — which I understand actually closed a couple of months ago — is based on the operational support Project A offers.In fact, I m told that the German VC, which has several high profile Rocket Internet alumni as Managing Partners, has already seconded a number of its own 100-strong operational support team with the London startup, who have worked to put an in-house business intelligence unit in place.Originally founded as a side project, Lost My Name is the company behind the best-selling personalised picture book for kids, The Little Boy/Girl Who Lost His/Her Name , and also the follow up, The Incredible Intergalactic Journey Home , which infuses data in even more interesting ways to make the resulting book and its story even more personal.It also has various printing partners around the world so that Lost My Name is able to operate on an on-demand and zero-inventory basis.To that end, Sharabi likens the startup to vertically integrated companies such as Warby Parker, in the sense that Lost My Name controls most aspects of its business processes in-house, from creating the stories, illustrations, to marketing and sales.Sharabi also revealed that the startup is working on a personalised alphabet poster, so is moving away from being purely a book publisher.
Lost My Name, the personalised children's book startup backed by Google Ventures, has raised an additional €4 million £3 million .The London startup — founded in 2012 by Asi Sharabi and Tal Oron — creates customised books based around a child's name.The books are created and ordered online, then sent out to printing partners around the world.The investment, which brings total funding in the company to $13 million £9 million , comes from Berlin-based Project A Ventures.It was described as an extension to the $9 million £6 million series A round that Lost My Name raised last June from Google Ventures, Greycroft, and Allen & Co."As a full-stack publisher, we aim to create the best personalised experiences as we keep blending storytelling, print and engineering in ways that have never been done before," said Sharabi in a statement."Project A s operational expertise and hands on approach will help us upskill our teams and set strong foundations for future growth.In a statement, he said: "We intend to support Lost My Name in building a solid infrastructure in terms of CRM, performance marketing and business intelligence to enable growth on an international scale."We believe that with the current team line-up, the competencies within the company and the investor base, Lost My Name is well on track to become one of the relevant global players in personalised children s content.
There is no cure for MS, though treatments exists to manage symptoms and help speed recovery from attacks called remissions .Eventually, most people with this form of the disease will move on to a secondary progressive phase of MS in which symptoms begin a steady march and become increasingly severe.M signifies individuals with the mutation; black circles represent individuals with MS and age of disease onset; gray circles or squares denote individuals with the mutation whose health is unknown.In the two families studied, two-thirds of the patients with the mutation developed the progressive form of the disease.Some evidence even suggests that Vitamin D and smoking plays an important role.Lastly, this research could offer clues about the more common relapsing-remitting form of the disease, while also pointing to the possibility of using personalised medicine to treat MS. As Michelle Apperson from the University of California, Davis, pointed out, In the future, we may be able to look at a patient s genetic profile or other biomarkers and choose a medication that best fits that individual.
There is no cure for MS, though treatments exists to manage symptoms and help speed recovery from attacks called remissions .Eventually, most people with this form of the disease will move on to a secondary progressive phase of MS in which symptoms begin a steady march and become increasingly severe.M signifies individuals with the mutation; black circles represent individuals with MS and age of disease onset; gray circles or squares denote individuals with the mutation whose health is unknown.In the two families studied, two-thirds of the patients with the mutation developed the progressive form of the disease.Some evidence even suggests that Vitamin D and smoking plays an important role.Lastly, this research could offer clues about the more common relapsing-remitting form of the disease, while also pointing to the possibility of using personalised medicine to treat MS. As Michelle Apperson from the University of California, Davis, pointed out, In the future, we may be able to look at a patient s genetic profile or other biomarkers and choose a medication that best fits that individual.
Smart mirrors: And here's one we made earlier... MicrosoftIt may be a while before you walk into a shop and pick up a smart mirror – but if you really can't wait, Microsoft has open-sourced its own build specifications so you can create one yourself.When this is switched on, you can see the display through the glass."This person is likely on a time crunch, wants to be well-prepared for the day and is interested in updates, but possibly doesn't want to be barraged with info before they're fully awake.Microsoft suggests placing more important info at eye level in smart mirrorsMirror, mirrorThe mirror can also be linked to Microsoft's Cognitive Services artificial intelligence AI platform.Specifically, it leverages the company's Face API, which gives the mirror facial recognition abilities.After setting up a profile and sending a picture of yourself to the Cognitive Services database, you'd be able to step in front of the mirror and get a personalised display showing the information based on your preferences.
We do not have a tool to tell us where to specifically focus or to indicate whether we re improving the health of our teeth and gums or not.We both graduated from City University in July 2015 and that summer we started our mission to get this technology into the hands of people and take the skills we learnt during our Biomedical Engineering degree and use it to create a positive impact.The user will immediately be shown where their inflamed gum and plaque areas are located as well be provided with personalised care in order to help the user improved.Our mission is to improve the oral health of individuals globally using digital technology.The dental sector has been standstill for far too long and we aim to positively disrupt this ancient system by providing the world s first immediate digital check-up in the hope that the unbelievable statistics associated with poor oral health drop.We aim to re-create the way everyone takes care of their teeth and we would love you to join the PlaqueChecker team, so please subscribe to follow our journey on www.plaquechecker.com and follow us on Twitter- @PlaqueChecker.
HSBC is developing a major new app called "Nudge" that aims to help people save money by keeping track of their everyday spending.The high-profile development was actually born out of a simple exercise between HSBC's new digital chief and his wife."My wife used to leave Post-It notes on the fridge, nudging me not to eat the rest of the desserts in the fridge," said Raman Bhatia, head of digital UK at HSBC in an interview with Business Insider."The app took around 6-8 weeks to build and was trialled with 500 HSBC employees over a 3-month period at the start of the year.Bhatia says: "We found that a combination of positive reinforcement and messages of loss aversion, and comparing your spending activity to people like you on a real-time basis helped people trying to save."Bhatia added that the feedback from the pilot scheme of Nudge was "overwhelmingly" positive and says the more personalised the notifications are, the more the users saves money.For example, personalised messages that had greater effect were like 'if you spend this much on coffee, you will not meet your saving goal,' rather than 'you are spending a lot of money on coffee,'" said Bhatia.It is with this in mind that Bhatia and his team are making tweaks to the app before a public roll-out to HSBC customers.Nudge is potentially a big deal for HSBC, which is currently a lot less prominent in the fintech — financial technology — sector than other banks, many of which are ploughing huge amounts of investment into more esoteric concepts such as blockchain, the technology that underpins bitcoin.While not as flashy, HSBC's tech developments are helping customers, says Bhatia.For example, HSBC claims it has saved retail customers over £100 million by automatically signing customers up to text message alerts that tell them if they are over their agreed lending limits.Usually, if a customer breaches an agreed overdraft limit, they are charged a £5 penalty per day they remain over the limit.
on us with the launch of the Sonicare FlexCare Platinum Connected, a connected toothbrush designed to help you get better at scraping bristles against your mouth bits, because it s harder than it looks.The high-tech brush connects with the Philips Sonicare app via Bluetooth, tracking your brushing habits in real time and mapping the insides of your gob to show you the bits you keep missing that will eventually rot and fall out at a particularly inconvenient time.It also features an accelerometer and gyroscope, and provides personalised feedback both short- and long-term , warning you about excessive pressure and areas that need more attention, and teaching you about how to achieve better coverage.For added fun, show the app to your dentist, who ll give you a pat on the head in return.Or rip your teeth out, because everyone knows real dentists aren t like the ones you see on TV adverts.Philips' product actually has a price though, coming in at $200 £138 .
on us with the launch of the Sonicare FlexCare Platinum Connected, a connected toothbrush designed to help you get better at scraping bristles against your mouth bits, because it s harder than it looks.The high-tech brush connects with the Philips Sonicare app via Bluetooth, tracking your brushing habits in real time and mapping the insides of your gob to show you the bits you keep missing that will eventually rot and fall out at a particularly inconvenient time.It also features an accelerometer and gyroscope, and provides personalised feedback both short- and long-term , warning you about excessive pressure and areas that need more attention, and teaching you about how to achieve better coverage.For added fun, show the app to your dentist, who ll give you a pat on the head in return.Or rip your teeth out, because everyone knows real dentists aren t like the ones you see on TV adverts.Philips' product actually has a price though, coming in at $200 £138 .
"We want to make female health just another part of life and not something we should feel embarrassed about," said Ida Tin, the app's founder.Ida Tin founded Clue after struggling with contraception and menstruation through her twentiesOut of her personal health struggle, Tin created a product that would help women understand their bodies and how the menstrual cycle effects them.Clue is a period and fertility app underpinned with machine learning technology and scientific research, that offers users personalised information about their cycle, symptoms, and moods.Having launched in 2013, the app reached 1 million users by the summer of 2015.To date, the company has raised €10 million £7.8m .It is currently pre-revenue - the app is free to download - and focused on growing its user base.
The most recent TES Global Recruitment Index found that maths was one of the two most difficult subjects to recruit for.As I have noted previously, even at a time of severe teacher shortages, a side-effect of the Home Office s attempt to crack down on immigration has been the shutting out of many teachers from overseas, who would previously have come on Tier 2 visas.Using a headset, and looking at exercises on the screen - from 270 set lessons - pupils never actually see the maths tutor.When the initiative first started, this was due to technical reasons, but Hooper has found that just hearing their voice helps to focus pupils: students feel less self-conscious and are more happy to discuss and ask questions.Not only does Hooper connect UK pupils with a global army of maths tutors, but he also records every session, which is shared with the UCL Knowledge Lab, which provides rich insights into the efficacy of lessons - allowing tutors to receive personalised feedback and professional development.While tightening visa restrictions and loud scaremongering about immigration may deter some overseas teachers from physically coming to the UK, Hooper has - at least - found a way of using tech to tap into this rich source of talent to help reduce the workload of stretched UK teachers and, most importantly, to help drive up standards of education for the next generation.
Super-powered Moto Z is world s thinnest smartphone, but there s no headphone jack as Motorola makes another bold, if not divisive, design moveMotorola has continued its bid to offer more personalised smartphones with the launch of the super-thin modular Moto Z smartphone.Before it was taken over by Google and later Lenovo , Motorola was renowned for a number of unique designs, such as the Razr and Pebl flip phones and the world s first touch screen device.Moto ZMoto Z Side AngleWith the Moto Z, users can pick and choose from a selection of additional parts to add onto the device, which snap in using powerful magnetic connectors.Moto Mods allow users to add additional capabilities like a portable projector or upgrade audio or video features.Unlocking can be done via a fingerprint reader, and the Moto Z will also feature some smart charging and power management tools, with the company saying that it can offer up to 30 hours of battery, which thanks to its TurboPower technology can give up to eight hours of power in just 15 minutes of charge.Instead, users will have to use USB-C compatible headphones to listen to audio – a move unlikely to endear it to music fans have splashed out hundreds of pounds on premium equipment.
A Yahoo logo is displayed on a monitor in this photo illustration in Encinitas, California, on 16 April 2013Yahoo is officially shutting down its old-school legacy Messenger application on 5 August for good after the company launched a newly redesigned, cross-platform version of the app in 2015.The company is also shutting down its Yahoo Recommends service — a personalised widget that shows readers links to other related content and advertising — on 1 September.In December 2015, Yahoo announced a more modern version of the chat service's app for mobile, the Web and Yahoo's email service to compete with other chat rivals such as WhatsApp, Snapchat and Google's Gchat.The revamped version features a built-in GIF search, instant, high-resolution photo sharing and group chat support.It has long been one of our core products but it was time to redesign the product from the ground up and reinvest in one of the most important products in our history as a company," Jeff Bonforte, Yahoo's senior vice president of communication products and engineering , said in a statement announcing the app's relaunch."The messaging space has grown dramatically, yet people ultimately want a fast and easy way to communicate with each other.
So in my previous job I used the Salesforce mass email tool to send out multiple personalised fields pulled from database emails and had the option to track them.I just changed to a new company and they use lotus notes, I was thinking of using Hubspot but the email tracking they provide is only available for Gmail & Outlook.Could someone recommend a way I can send multiple emails personalised with email tracking for a Lotus notes email account?Help is very much appreciated.
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