What Is an Asset-Backed Security (ABS)?A type of financial investment that is guaranteed by an underlying pool of assets, especially those, which generate a cash flow from debt, like loans, leases, credit card balances, or receivables is termed as asset-backed security (ABS).An ABS pays income at a fixed rate for a set period of time till maturity, by taking the form of a bond or note.For income-oriented investors, compared to other debt instruments, like corporate bonds or bond funds the asset-backed securities can be a substitute.Understanding Asset-Backed Securities (ABSs)Issuers of Asset-backed securities are allowed to raise cash that can be used further for lending or other investment purposes.The ABS assets are often illiquid and can’t be sold on their own.So, when assets are pooled together to create a financial instrument out of them, then that process is called securitization.This securitization allows the issuer to make illiquid assets marketable to investors, and also allows them to get unstable assets off their books, thus reducing their credit risk.The expected cash flows like home equity loans, automobile loans, credit card receivables, student loans, or others are the underlying assets of these pools.The asset-backed securities have been built with cash flows from movie revenues, royalty payments, aircraft landing slots, toll roads, and solar photovoltaics so the issuers can be as creative as they want.So any cash-producing vehicle or situation can be securitized into an ABS.For investors, buying an ABS opens up the opportunity of a revenue stream.The investors can participate in a wide variety of income-generating assets which is allowed to them by ABS, which is not available in any other investment.How does the Asset-Backed Security Work?If a particular Company is into making automobile loans and if an individual wants to borrow money to buy a car, then this company can give cash to that person, which the person repays with a certain amount of interest.If the Company has so many loans that it runs out of cash then it can package its current loans and sell them to other Investment Firms and receive the cash, to use for making further loans.Now the Investment Firm will categorize the purchased loans into different groups called tranches.Which are loans with similar characteristics, like maturity, interest rate, and expected delinquency rate.The Investment Firm will then issue securities on each tranche created.Depending on its degree of riskiness, which is, the probability of the underlying loans to go into default each ABS has a rating that is similar to bonds.These securities are then purchased by the individual investors who receive the cash flows from the underlying pool of auto loans, after deducting the administration fees which the Investment Firm keeps for itself.Special ConsiderationsThere are three tranches in asset-based security, which are: class A, B, and C. The largest tranche of a senior tranche — A, is designed to have an investment-grade rating to make it attractive to investors.The credit quality is lower in the B tranche and, here it has a higher yield than the senior tranche.Likewise, the C tranche has a lower credit rating than the B tranche and has poorer credit quality so it can’t be sold to investors.So the C tranche would be kept by the issuer and soak up the losses.Types of Asset-Backed SecuritiesRight from mobile home loans to utility bills anything that generates an income stream can create asset-based security (ABS).But the most common ABS are:Collateralized Debt Obligation (CDO)A CDO is an asset-backed security that is issued by a special purpose vehicle (SPV).The business entity or trust which is set up particularly to issues that ABS is called SPV.The CDO has various subsets including:Collateralized loan obligations (CLOs) are CDOs made up of bank loans.Collateralized bond obligations (CBOs) are composed of bonds or other CDOs.Structured finance-backed CDOs having underlying assets of ABS, including residential or commercial mortgages, or real estate investment trust (REIT) debt.Cash CDOs are backed by cash-market debt instruments, where the other credit derivatives support synthetic CDOs.Collateralized mortgage obligations (CMOs) which compose of mortgages specifically mortgage-backed securities, which hold portfolios of mortgages.Though a CDO and ABS have the same structure some consider the CDO as a separate type of investment vehicle.The CDOs own a broader and more assorted range of assets, which could include other asset-based securities or CDOs.Home Equity Loan ABSOne of the largest categories of ABS is home equity loans.Though it is the same as mortgages, home equity loans are taken out by borrowers who do not have very good credit scores or few assets because of which they didn’t qualify for a mortgage.They are amortizing loans, and the payment consists of three categories: interest, principal, and prepayments.Auto Loan ABSAnother large category of ABS is car financing this is an amortizing loan.The monthly interest payments, principal payments, and prepayments for an auto loan ABS are much lower when compared to a home equity loan ABS.Credit Card Receivables ABSCredit card receivables are the amount due on credit card balances, which is a type of non-amortizing asset ABS.Instead of towards the same set sum, they go to a revolving line of credit.Hence they don’t have fixed payment amounts, but new loans and changes can be added to the composition of the pool.Interest, principal payments, and annual fees are the cash flows of credit card receivables.Credit card receivables do not have payment of principal and if the principal is paid within the lock-up period, the new loans will be added to the ABS with the principal payment making the pool of credit card receivables remain unchanged.After the lock-up period, the ABS investor receives the principal payment.Student Loan ABSABSs can be collateralized by both the government student loans that are guaranteed by the U.S. Dept.of Education and private student loans.The government student loan has had a better repayment record and a lower risk of default.ConclusionThe income-generating assets like credit card receivables, home equity loans, student loans, and auto loans that back the financial securities are called Asset-backed securities (ABSs).When a company sells its loans or other debts to an issuer, or when a financial institution then packages them into a portfolio to sell to investors then an ABS gets created.When assets are merged into an ABS then the process is called securitization.Because the income-oriented investors, pay a steady stream of interest, like bonds ABSs appeal to them.The mortgage-backed securities and collateralized debt obligations are the types of ABS.https://www.compareclosing.com/blog/all-about-asset-backed-securities-abs/
Electrolysis is a promising option for hydrogen production from renewable resources.Electrolysis is the process of using electricity to split water into hydrogen and oxygen.Electrolyzes can range in size from small, appliance-size equipment that is well-suited for small-scale distributed hydrogen production to large-scale, central production facilities that could be tied directly to renewable or other non-greenhouse-gas-emitting forms of electricity production.Currently, water electrolysis is classified into two types, including traditional alkaline electroliser and PEM electroliser.Globally, PEM electroliser is the larger type.PEM electroliser consumption amount will increase a rate of 9.64% during 2019-2025.During all those manufacturers, Proton On-Site is the largest supplier, which sold 132 Unit in 2018, accounting for 15.21% of global total sales.Water electrolysis can be used in many fields including power plants, steel plant, electronics and photovoltaics, industrial gases, energy storage or fueling for FCEV's and power to gas etc.In this study, 2018 has been considered as the base year and 2019 to 2025 as the forecast period to estimate the market size for Water Electrolysis.Free | Request Sample Report is Available @ https://www.99-reports.com/sample-request/water-electrolysis-market/1056This report presents the worldwide Water Electrolysis market size (value, production and consumption), splits the breakdown (data status 2014-2019 and forecast to 2025), by manufacturers, region, type and application.This study also analyzes the market status, market share, growth rate, future trends, market drivers, opportunities and challenges, risks and entry barriers, sales channels, distributors and Porter's Five Forces Analysis.The following manufacturers are covered in this report:Proton On-Site718th Research Institute of CSICTeledyne Energy SystemsHydrogenicsNel HydrogenSuzhou JingliBeijing ZhongdianMcPhySiemensTianJin MainlandAreva H2genShandong Saksay Hydrogen EnergyYangzhou Chungdean Hydrogen EquipmentAsahi KaseiIdroenergy SpaErredue SpAShaanXi HuaQinKobelco Eco-SolutionsELB Elektrolysetechnik GmbHITM PowerToshibaGet Free Pdf Report Brochure @ https://www.99-reports.com/request-brochure/water-electrolysis-market/1056Water Electrolysis Breakdown Data by TypeTraditional Alkaline ElectroliserPEM ElectroliserWater Electrolysis Breakdown Data by ApplicationPower PlantsSteel PlantElectronics and PhotovoltaicsIndustrial GasesEnergy Storage or Fueling for FCEV'sPower to GasOthers Water Electrolysis Production by RegionUnited StatesEuropeChinaJapanOther Regions Water Electrolysis Consumption by RegionNorth AmericaUnited StatesCanadaMexicoAsia-PacificChinaIndiaJapanSouth KoreaAustraliaIndonesiaMalaysiaPhilippinesThailandVietnamEuropeGermanyFranceUKItalyRussiaRest of EuropeCentral & South AmericaBrazilRest of South AmericaMiddle East & AfricaGCC CountriesTurkeyEgyptSouth AfricaRest of Middle East & AfricaAsk for Customization @ https://www.99-reports.com/customization/water-electrolysis-market/1056The study objectives are:To analyze and research the global Water Electrolysis status and future forecast?involving, production, revenue, consumption, historical and forecast.To present the key Water Electrolysis manufacturers, production, revenue, market share, and recent development.To split the breakdown data by regions, type, manufacturers and applications.To analyze the global and key regions market potential and advantage, opportunity and challenge, restraints and risks.To identify significant trends, drivers, influence factors in global and regions.To analyze competitive developments such as expansions, agreements, new product launches, and acquisitions in the market.
(ARC Centre of Excellence in Exciton Science) New mechanisms for converting sunlight to electricity more efficiently are also beneficial for extending the lifespan of solar panels
After waiting six months for their new Solar Roof, a Pennsylvania couple said Tesla informed them of a significant price hike.
(Karlsruher Institut für Technologie (KIT) ) From cell to module without loss of efficiency: Researchers at Karlsruhe Institute of Technology (KIT) have managed to produce perovskite solar modules with minimum scaling loss. For this purpose, they combined laser-based series interconnections with vacuum processing of all layers of the solar cell. They achieved an 18 percent efficiency on an area of four square centimeters - a world record for vacuum-processed perovskite solar modules.
New York, NY 06 May 2021: The global silicone elastomers market size is anticipated to reach USD 9.34 billion by 2026 growing at a CAGR of 5.1% from 2018 to 2026 according to a new report published by Polaris Market Research.Evolution of advance liquid silicone rubber (LSR) technology has experienced exponential growth mainly in the high-tech application fields.Silicone elastomers are also used widely in the medical appliances sector and its utility has been increasing every year with increasing trend towards self-treatment of chronic ailments including blood conditions, autoimmune diseases, and hormone diseases.Request For Sample Copy @ https://www.polarismarketresearch.com/industry-analysis/silicone-elastomers-market/request-for-sampleIn the other areas such as portable water and food processing, severely strict environmental as well as safety and health considered as catalyst to move to LSR.RTV -2 and RTV-1 rubbers offers versatile and unique solution portfolios for individual manufacturing issues in a variety of industrial sectors including optoelectronics, electronics, moldmaking, household appliance, industrial process engineering, mechanical engineering, solar/photovoltaics, and even health care applications.The RTV-1 rubber grades are also absolutely ideal for all types of bonding, sealing and coating applications.
Specialty gas market are high purity gases which has the purity level lesser than or equal to 99.99999%.They are used in the industries like manufacturing, electronics, healthcare, academics, and analytical.Most of the specialty gases have their classifications as the high purity gases, noble gases, carbon gases, halogen gases.The growth of electronics industry is leading to the high usage of specialty gases which will boost the global specialty gas market.Growing usage of specialty gases in Photovoltaics for energy and other usage will boost the global specialty gases market.Some specialty gases such as Tetrafluoromethane (CF4), Nitrous Oxide (N20), Nitrogen (N2), Oxygen (O2), Argon (Ar) are used in the c-Si processes.Europe specialty gas market is projected to register a healthy CAGR of 6.1% in the forecast period of 2019 to 2026.This hydrocolloids market report provides details of new recent developments, trade regulations, import export analysis, production analysis, value chain optimization, market share, impact of domestic and localised market players, analyses opportunities in terms of emerging revenue pockets, changes in market regulations, strategic market growth analysis, market size, category market growths, application niches and dominance, product approvals, product launches, geographic expansions, technological innovations in the market.Europe Specialty Gas Market report also reviews top market players, major collaborations, mergers and acquisitions along with trending innovation and business policies.This is a professional and in depth market report which underlines primary and secondary drivers, market share, possible sales volume, leading segments and geographical analysis.
(DOE/National Renewable Energy Laboratory) Researchers at the U.S. Department of Energy's National Renewable Energy Laboratory (NREL) developed a breakthrough in energy-efficient phototransistors. Such devices could eventually help computers process visual information more like the human brain and be used as sensors in things like self-driving vehicles.
(King Abdullah University of Science & Technology (KAUST)) Mixed-cation single crystals narrow the gap between perovskite and top-performing semiconductor solar cells.
(University of California - Santa Barbara) Researchers in the materials department in UC Santa Barbara's College of Engineering have uncovered a major cause of limitations to efficiency in a new generation of solar cells.
New York, NY 26 Apr 2021: The global silicone elastomers market size is anticipated to reach USD 9.34 billion by 2026 growing at a CAGR of 5.1% from 2018 to 2026 according to a new report published by Polaris Market Research.Evolution of advance liquid silicone rubber (LSR) technology has experienced exponential growth mainly in the high-tech application fields.Silicone elastomers are also used widely in the medical appliances sector and its utility has been increasing every year with increasing trend towards self-treatment of chronic ailments including blood conditions, autoimmune diseases, and hormone diseases.Request For Sample Copy @ https://www.polarismarketresearch.com/industry-analysis/silicone-elastomers-market/request-for-sampleIn the other areas such as portable water and food processing, severely strict environmental as well as safety and health considered as catalyst to move to LSR.RTV -2 and RTV-1 rubbers offers versatile and unique solution portfolios for individual manufacturing issues in a variety of industrial sectors including optoelectronics, electronics, moldmaking, household appliance, industrial process engineering, mechanical engineering, solar/photovoltaics, and even health care applications.The RTV-1 rubber grades are also absolutely ideal for all types of bonding, sealing and coating applications.
(University of Toledo) As part of an effort to help address America's and the world's needs for clean energy, the Wright Center for Photovoltaics at The University of Toledo (UToledo), Colorado State University (CSU) and the U.S. Department of Energy's National Renewable Energy Laboratory (NREL) have teamed with U.S.-based companies to form the U.S. Manufacturing of Advanced Cadmium Telluride (US-MAC) photovoltaics consortium.
Musk said in January the company was working on integrating Powerwall more closely with its solar products.
Global Indium Market is anticipated to reach USD 584.8 million by 2025.Indium is a soft, silvery-white metal occurring naturally with zinc and some other metals.Indium Tin Oxide (ITO), which is made from indium oxide and tin oxide with ratio of 9:1 by weight and is colorless and transparent when applied in thin layers.It is gaining preference over its substitutes because of its characteristics such as resistance to ultraviolet rays, transparency, and color fastness.The factors that propel the growth of the Indium industry include growing demand for LCDs, larger displays and tablets, with TV screen size.The “Primary Indium” segment led the Indium Market in 2015 and is anticipated to maintain its dominance by 2025 due to improved customer dependence and manufacturing capability for semiconductor and electronic products such as LCD displays, solders, flat screen television, touch screen devices, and computer monitors.The key applications that could be explored in the Indium industry include Semiconductor, Indium Tin Oxide, and Solder and alloy.The “Indium tin oxide (ITO)” segment led the market in 2015 and is anticipated to maintain its dominance by 2025 due to increasing application in thin film photovoltaics, flat panel-liquid crystal displays, architectural windows, smart windows, and polymer-based electronics.Get Exclusive Free Sample Copy Of This Report @ https://www.millioninsights.com/industry-reports/indium-market/request-sampleAsia-Pacific accounted for the major share of the Indium Market Size in 2015 and will continue to lead in the forecast period.
Tesla’s solar roof. | Image: Tesla
Tesla’s solar products will soon only be sold together with the company’s Powerwall battery, CEO Elon Musk announced on Twitter. Integrating them into a single product will making installations easier and home backup more seamless during outages, according to Musk. The change will affect both Tesla’s Solar Panels (which sit on top of an existing roof), and Solar Roof (which replaces a home’s existing roof slats).
The new policy was announced just hours after Musk responded to a tweet from Ark Investment Management’s director of research Brett Winton, who had complained that his Tesla solar panels hadn’t generated any electricity since installation because he was waiting on his local utility company to approve the connection.
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printed electronics market is set to witness a healthy CAGR of 14.63% in the forecast period of 2020- 2026.Printed electronics is a printing technique for creating electrical circuits.They usually create components on lightweight and flexible materials such as cloth, plastics and paper.Different printing technologies such as inkjet printing, gravure printing, flexographic printing and other are used in the printed electronics.Download PDF Sample report @ https://www.databridgemarketresearch.com/request-a-sample/?dbmr=global-printed-electronics-marketThese printed electronics processes are way more cost effective as compared to the other conventional process which are used for the manufacturing of coils, capacitors and other.They are widely used in application such as RFID tags, sensors, batteries, and photovoltaics and other.Major Market Competitors/PlayersFew of the major competitors currently working in the global printed electronics market are SAMSUNG, Palo Alto Research Center Incorporated, Agfa-Gevaert Group, Molex, Nissha Co., Ltd., DuPont and Dow, BASF SE., E Ink Holdings Inc., Novacentrix., Ynvisible Interactive Inc., Optomec, Inc., Sumitomo Chemical, Thin Film Electronics ASA., Applied Ink Solutions., ELANTAS Europe Srl., PRINTED ELECTRONICS LTD., Intrinsiq Materials, Inc., Vorbeck Materials., Coatema Coating Machinery GmbH, NextFlex, Jabil Inc., among others.Segmentation: Global Printed Electronics MarketBy Printing Technology (Inkjet Printing, Screen Printing, Flexographic Printing, Gravure Printing, Others)By Application (Displays, RFID Tags, Batteries, Photovoltaics, Sensors, Lighting Solutions/Devices, Others)By End- User (Automotive and Transportation, Healthcare, Consumer Electronics, Aerospace and Defense, Construction and Architecture, Retail and Packaging, Others)By Material (Substrates, Inks)By Type (Stretchable Electronics, Foldable Electronics, Others)By Geography (North America, Europe, Asia-Pacific, South America, Middle East and Africa)Competitive AnalysisGlobal printed electronics market is highly fragmented and the major players have used various strategies such as new product launches, expansions, agreements, joint ventures, partnerships, acquisitions, and others to increase their footprints in this market.The report includes market shares of printed electronics market for Global, Europe, North America, Asia-Pacific, South America and Middle East & Africa.Market Drivers:Increasing application of printed electronics in IoT will drive the market growthGrowing demand for thin, flexible and robust substrate which is used for the manufacturing of cost- effective and secure printed electronics; this factor will also enhance the growth of this marketLess manufacturing cost will also accelerate the market growthRising evolvement of digital print technology can act as a market driverWant Full Report?
(Forschungszentrum Juelich) There is no cheaper way to generate electricity today than with the sun. Solar cells available on the market based on crystalline silicon make this possible with efficiencies of up to 23 percent. With even higher efficiencies of more than 26 percent, costs could fall further. An international working group led by photovoltaics researchers from Forschungszentrum Jülich now plan to reach this goal with a nanostructured, transparent material for the front of solar cells.
"We have increased the price of Solar Roof and have added adjustments for individual roof complexity," Tesla said in an email to customers.