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Commercial Vehicle
Commercial vehicle insurance policy is a type of motor insurance plan that covers a commercial vehicle such as an auto, bus, taxi, truck, lorry, tractor, etc.,
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Commercial Vehicle 2021-04-14
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The best health insurance company in India is specified differently by each person, based on their needs and health goals.

The types of health benefits provided by the best health insurance providers in India are one of the most important aspects to consider when evaluating various health insurance providers.

Although some insurance providers only provide traditional health insurance policies such as individual health insurance and family floater health insurance, others provide plans targeted to particular populations such as women, children, and senior citizens.

Choose an insurance provider that provides a package that meets your needs.

Buy your best health policy for your family at a reasonable premium and secure your loved ones, You can buy or renew it from GIBL, in a hassle freeway. 

collect
0
Commercial Vehicle 2021-03-09
img

With the increasing number of health-related issues, nowadays, health insurance has become a necessity.

It acts as a shield in case of any medical emergency by financially helping you pay for all the expenses incurred from hospitalization or any other medical treatment.However, where most people struggle in this context is that they can’t unearth a health policy that will be the best for them.

Whether you buy Mediclaim insurance for your family, individual self or group, it’s always important to go for the best health insurance plans that offer extensive coverage because you wouldn’t want to compromise on this partTo avoid such situations, here are some of the tips that you must follow to avail the best health insurance policy online.Only Go for the Best Health Insurance PlansWhile you compare different health insurance plans online, it’s advisable that you shop around a little with patience about the best Mediclaim plans given that these health insurance plans are likely to offer you extensive coverage for your health.Compare Health Insurance OnlineThere are few online comparison portals where you can easily log in and compare various health plans the same way.

Online comparison of Mediclaim plans brings you the best policies.

This way you will be able to see for yourself the best health insurers, judge their products from different perspectives like the largest network of cashless hospitals, the lowest time period imposed on pre-existing conditions, options of domiciliary treatment, daily allowance, free medical check-ups etc.Choose a Reputed Health Insurance CompanyTo avail the highest benefit at an affordable price on your Mediclaim insurance it’s suggested that you only prioritize the Mediclaim insurance companies that have a good reputation in the Indian market.

You can pick among various public or private health insurers in India but do make sure to research the reputation of the health instance company.ConclusionPay attention to the claim settlement ratio of a particular insurer.

collect
0
Commercial Vehicle 2021-01-28

Bajaj Allianz Life Insurance is one of the leading private life insurance companies in India.

The Company is a joint venture between Bajaj Fiserv Limited, one of India’s most diversified non-banking financial institution and Allianz SE, one of world’s leading asset manager and insurer.

Bajaj Allianz Life began its operations in 2001.

Since then, the company has expanded its presence all over the country in less than two decades.Bajaj Allianz Life serves millions of customers through its 524 branches across the country, 70,000+ agents (as on 30 Sept 2020), and comprehensive set of trusted partners and through its online sales channel.The Company’s brand promise and tagline is “Life Goals.

It drives the organization to launch pioneering insurance solutions, including the revolutionary RoMC (Return of Mortality Charges), a feature in some of its new-age ULIPs, and thus becoming the first insurer to do so.Key Highlights of Bajaj Allianz Life InsuranceThe company has a staggering Claim Settlement Ratio of 98.02%Provides 1 Day Claim ApprovalBajaj Allianz Life has been awarded AAA (In) Rating by CARE for its Highest Claims Paying AbilityThe company has Rs 56, 085 crore in total Assets Under Management (AUM)Till now, Bajaj Allianz Life has covered 3.44 crore people across the country and still countingThe company has a solvency ratio of 745%It is amongst the ‘Top 75 most valuable Indian Brands 2020’One of the most Trusted Brand in 2021Bajaj Allianz Life has persistently transformed to provide with the latest technology laced high-quality services to boost customer delight.

The Company continues to engage with customers through a number of unique platforms.

collect
0
Commercial Vehicle 2021-01-09
img

An insurance agent is somebody who pitches insurance approaches to individuals.

Being an insurance agent might be a great job for you on the off chance that you get a kick out of the chance to meet and converse with individuals.

You will require no less than a secondary school certificate to be an agent, and you may need a professional education to have particular agent employments.The GIBL App allows you to become an insurance POS Agent and earn unlimited by selling all types of insurance policies online from anywhere, anytime.

Whether you hold a regular 9 to 5 job or a student or a housewife, you can earn beyond limit by investing a small amount of time as per your convenience.

Become a GIBL POS and transform yourself from just a Smart Agent to a Digitally Smart Agent!

collect
0
Commercial Vehicle 2021-03-23
img

With the increasing number of health related issues, nowadays, health insurance has become a necessity.

It acts as a shield in case of any medical emergency by financially helping you pay for all the expenses incurred from hospitalization or any other medical treatment.However, where most people struggle in this context is that they can’t unearth a health policy that will be the best for them.

Whether you buy Mediclaim insurance for your family, individual self or group, it’s always important to go for the best health insurance plans that offer extensive coverage because you wouldn’t want to compromise in this partTo avoid such situations, here are some of the tips that you must follow to avail the best health insurance policy online.Only Go for the Best Health Insurance PlansWhile you compare different health insurance plans online, it’s advisable that you shop around a little with patience about the best Mediclaim plans given that these health insurance plans are likely to offer you an extensive coverage for your health.Compare Health Insurance OnlineThere are few online comparison portals where you can easily log in and compare various health plans the same way.

Online comparison of Mediclaim plans brings you the best policies.

This way you will be able to see for yourself the best health insurers, judge their products from different perspectives like largest network of cashless hospitals, lowest time period imposed on pre-existing conditions, options of domiciliary treatment, daily allowance, free medical check-ups etc.Choose a Reputed Health Insurance CompanyTo avail the highest benefit at an affordable price on your Mediclaim insurance it’s suggested that you only prioritize the Mediclaim insurance companies that have a good reputation in the Indian market.

You can pick among various public or private health insurers in India but do make sure to research on the reputation of the health instance company.ConclusionPay attention to the claim settlement ratio of a particular insurer.

collect
0
Commercial Vehicle 2021-02-10

How term cover you should buy mainly depends on your annual income.

The general rule of thumb states that risk cover of your term policy should be 10 to 15 times of your annual income.

So it basically means that if you have an earning of Rs 5 lakh per year then you should buy a term risk cover of as a minimum Rs 50 lakh.The idea of buying a good term life insurance policy is to arrange for self-sustainability of dependents so that lifestyle can be maintained and all the future needs of the family could be settled after the demise of a policyholder.What you need to keep in mind in this context is that it also depends on the age.

Younger age people should and can buy higher term life insurance cover – up to 25 times of their annual income.

It’s simply is because their dependents will take a longer time to be on their toes.

You can click here to know more about term insurance plans.

collect
0
Commercial Vehicle 2021-01-23

Term insurance is generally considered as the purest and cheapest form of life insurance policies.

You and your family are assured a lifetime of financial security with a term insurance plan.

In order to avail a good term insurance policy, apart from providing the insurer with the required documents, you will also have to go through a medical test.A medical examination is important it helps the insurers in calculating the risk perception.

A relatively healthier individual is at lower risk, and therefore, is generally offered lower premiums following a medical examination.Today there are various term insurance plans that come with 'No Medical Test Required' option.

However, you need to have some caution here since such term plans are generally of low-value.

Even if you are young and healthy without any medical history, the insurance providers will not offer a cover that’s more than 5 lakh without a medical examination.Simply put, if you are looking for a term insurance policy with a high insurance cover, your medical examination is a must.

collect
0
Commercial Vehicle 2021-01-04
img

Term life insurance is the most basic type of life insurance plan.

It is affordable and offers wide-ranging benefits.

In the middle of the tenure of the term insurance plan, if the insured passes away, the family of the policyholder will be provided with the amount of the policy.

The sum insured of a term plan is considerably higher and it costs less when compared to other type of life insurance plans.

Online comparison of term plans will bring you the top covers for the lowest premium.

In addition to that, you will not have to pay any additional costs to any agents.

collect
0
Commercial Vehicle 2021-03-17

New India mediclaim policy can be availed for both individual and family floater basis.

New India Assurance is a general insurance company entirely owned by the Government of India.The company functions on centrally core insurance podium and provides customers with numerous alternatives to buy and renew policies.

Under the private insurance portfolio of New India Assurance, the company offers a plethora of Mediclaim products that offers health covers for individual, senior citizen, family, overseas and group categories.There are certainly a numerous benefits that you can avail when you set your mind to buy health insurance plans for New India Assurance.

The company holds a considerable reputation in terms of offering tailor made health insurance solutions for all people living in the country.

Find out some of the special reasons in support of your purchase of New India mediclaim policies online.Choose from wide-ranging policies obtainable to make sure that you acquire the best cover appropriate for you and your family.Buy New India health insurance policy to cover your entire family under a single policy and trim down the overall premium cost.Earn no-claim bonuses, cumulative bonuses and other discounts on your purchase of New India health insurance policy online.Medical tests are required only in certain cases under New India health insurance plans.Get the benefits of cashless hospitalization at network hospitals all over the country with New India health insurance policy.Buy and renew your New India health insurance policy with no trouble online and gain special discounts.Key Features New India Health Insurance PolicyNew India health insurance policies are specifically designed to provide comprehensive and extensive health coverage against a number of unforeseen health relate issues.

New India mediclaim policy provides monetary support in case the insured individual is admitted to a hospital.Pre-policy Check-up: New India medical policy requires check-ups if the person is higher than a certain age, is travelling for more than 60 days, or has a pre-existing condition.

collect
0
Commercial Vehicle 2021-02-08

Life Insurance Policy is much useful in terms of providing your family with financial security in the event of any unforeseen circumstance throws you into a state where you can no longer ear or, in the event of your untimely demise.Life Insurance helps keep your family in a position to enjoy monetary security even after your death.

In addition to that, life insurance policies have also been designed to provide you with the ability to save, which certainly helps to provide financial constancy.

collect
0
Commercial Vehicle 2021-01-22
img

Life is volatile and unpredictable.

It’s like a roller coaster – full of ups and downs.

We can never know what the next moment is holding for us.

Neither can we plan in advance to steer clear of an unforeseen incident.

While it’s a concrete truth that we have no control over the incidents happening in our life, there’s something you can do to make sure that the lives of your dependents goes smooth without any financial obstacles.And for this reason, you will have to plan beforehand.

You need to make sure that the people you care for or your loved ones live a happy life even after you will be long gone.

collect
0
Commercial Vehicle 2020-12-17
img

Life insurance too, in this aspect, can be purchased today online without any hassle.

By visiting the official website of your life insurance provider or by simply logging into any reliable insurance broking portal, you can instantly buy the life insurance plan of your choice.

To answer this question, when you buy life insurance online, you will be able to see the different benefits of the policy.

This way you will be able to save on the premium.

You may also become eligible for attractive discounts when you buy life insurance plans online.

You can compare different plans based on the claims settlement ratio of the company, coverage, premium, etc.

collect
0
Commercial Vehicle 2021-03-15
img

Family health insurance plan is basically a comprehensive mediclaim policy where under a single plan you can choose to cover your entire family.

This family health insurance plan is mainly designed for huge families where members diverge vastly in age like a grandparent and a child.Let’s check out the benefits of family health insurance plans:Avail Discounts on Family Health Insurance Plan: Under the family floater health insurance plan, you can gain attractive incentives and discounts that these policies generally offer.

Depending on a number of parameters, family floater policy enables a person to get pleasure from discounts accordingly.

Family health insurance plan is the easiest way to plan for a secure future for the health of your family.Include Parents under Insurance and In-Laws: Many health insurance providers offer an option to include parents-in-law in exchange for little additional cost.

This certainly makes the family floater plan the best health insurance for parents of either side of a family.Add New Family Members Easily: It very much easy to add a new family member in a family health insurance policy in case of such need.

If you choose an individual cover, you will be required to take a fresh policy when there is an addition of a new member of the family.Hassle-free: A family health insurance plan in India is undoubtedly the best yet simplest way to safeguard the health of your loved ones.

collect
0
Commercial Vehicle 2021-02-05

Neither it is like a movie.

Life is full of ups and downs.

You never know what the next moment is holding for you.

Neither can you plan in advance to steer clear of an unforeseen incident.

Although we have no control over our destiny, there’s always something you can do to make sure that the lives of your dependents goes smooth without any financial obstacles.Due to all these reasons, you will have to plan beforehand.

You need to make sure that the people you care for or your loved ones live a happy life even after you will be long gone.

collect
0
Commercial Vehicle 2021-01-14
img

Life insurance is a must if you want to secure your family or loved ones against any financial setback in your absence.

It is also a good option for building corpus for your future financial goals.

In general, life insurance plans have been designed to make sure that your family’s dreams a fulfilled without any financial trouble.These policies give you a sense of peace because you know that you will be protected.

There are various types of life insurance plans such as term life insurance, endowment policies, ULIP Plans, Child Plans, Retirement Plans, etc.

You can choose a policy depending on your requirements.In a country like India, there is a plethora of life insurance companies offering these plans.

And choosing the best life insurance policy among them could be a challenging task.

collect
0
Commercial Vehicle 2020-12-14
img

When we buy a life insurance policy, we consider several factors like the price, the sum assured of the plan, policy coverage, exclusions and so on.

Note that there could be two scenarios for filing a claim: Have a look at the general process and documents required for filing insurance claims under both the scenarios.How to File a Death Claim?

When a person with a life insurance policy called "life assured" – dies, a claim intimation should be sent to the insurance company as early as possible.

The nominee or the assignee under the policy can do this.

Any close relative of the insured or the agent who oversees the policy may also do the needful.

The insurance agent must help the life assured’s family or assignee to deal with the insurance company to fulfil the formalities for a claim.

collect
0
Commercial Vehicle 2021-04-14
img

The best health insurance company in India is specified differently by each person, based on their needs and health goals.

The types of health benefits provided by the best health insurance providers in India are one of the most important aspects to consider when evaluating various health insurance providers.

Although some insurance providers only provide traditional health insurance policies such as individual health insurance and family floater health insurance, others provide plans targeted to particular populations such as women, children, and senior citizens.

Choose an insurance provider that provides a package that meets your needs.

Buy your best health policy for your family at a reasonable premium and secure your loved ones, You can buy or renew it from GIBL, in a hassle freeway. 

Commercial Vehicle 2021-03-17

New India mediclaim policy can be availed for both individual and family floater basis.

New India Assurance is a general insurance company entirely owned by the Government of India.The company functions on centrally core insurance podium and provides customers with numerous alternatives to buy and renew policies.

Under the private insurance portfolio of New India Assurance, the company offers a plethora of Mediclaim products that offers health covers for individual, senior citizen, family, overseas and group categories.There are certainly a numerous benefits that you can avail when you set your mind to buy health insurance plans for New India Assurance.

The company holds a considerable reputation in terms of offering tailor made health insurance solutions for all people living in the country.

Find out some of the special reasons in support of your purchase of New India mediclaim policies online.Choose from wide-ranging policies obtainable to make sure that you acquire the best cover appropriate for you and your family.Buy New India health insurance policy to cover your entire family under a single policy and trim down the overall premium cost.Earn no-claim bonuses, cumulative bonuses and other discounts on your purchase of New India health insurance policy online.Medical tests are required only in certain cases under New India health insurance plans.Get the benefits of cashless hospitalization at network hospitals all over the country with New India health insurance policy.Buy and renew your New India health insurance policy with no trouble online and gain special discounts.Key Features New India Health Insurance PolicyNew India health insurance policies are specifically designed to provide comprehensive and extensive health coverage against a number of unforeseen health relate issues.

New India mediclaim policy provides monetary support in case the insured individual is admitted to a hospital.Pre-policy Check-up: New India medical policy requires check-ups if the person is higher than a certain age, is travelling for more than 60 days, or has a pre-existing condition.

Commercial Vehicle 2021-03-09
img

With the increasing number of health-related issues, nowadays, health insurance has become a necessity.

It acts as a shield in case of any medical emergency by financially helping you pay for all the expenses incurred from hospitalization or any other medical treatment.However, where most people struggle in this context is that they can’t unearth a health policy that will be the best for them.

Whether you buy Mediclaim insurance for your family, individual self or group, it’s always important to go for the best health insurance plans that offer extensive coverage because you wouldn’t want to compromise on this partTo avoid such situations, here are some of the tips that you must follow to avail the best health insurance policy online.Only Go for the Best Health Insurance PlansWhile you compare different health insurance plans online, it’s advisable that you shop around a little with patience about the best Mediclaim plans given that these health insurance plans are likely to offer you extensive coverage for your health.Compare Health Insurance OnlineThere are few online comparison portals where you can easily log in and compare various health plans the same way.

Online comparison of Mediclaim plans brings you the best policies.

This way you will be able to see for yourself the best health insurers, judge their products from different perspectives like the largest network of cashless hospitals, the lowest time period imposed on pre-existing conditions, options of domiciliary treatment, daily allowance, free medical check-ups etc.Choose a Reputed Health Insurance CompanyTo avail the highest benefit at an affordable price on your Mediclaim insurance it’s suggested that you only prioritize the Mediclaim insurance companies that have a good reputation in the Indian market.

You can pick among various public or private health insurers in India but do make sure to research the reputation of the health instance company.ConclusionPay attention to the claim settlement ratio of a particular insurer.

Commercial Vehicle 2021-02-08

Life Insurance Policy is much useful in terms of providing your family with financial security in the event of any unforeseen circumstance throws you into a state where you can no longer ear or, in the event of your untimely demise.Life Insurance helps keep your family in a position to enjoy monetary security even after your death.

In addition to that, life insurance policies have also been designed to provide you with the ability to save, which certainly helps to provide financial constancy.

Commercial Vehicle 2021-01-28

Bajaj Allianz Life Insurance is one of the leading private life insurance companies in India.

The Company is a joint venture between Bajaj Fiserv Limited, one of India’s most diversified non-banking financial institution and Allianz SE, one of world’s leading asset manager and insurer.

Bajaj Allianz Life began its operations in 2001.

Since then, the company has expanded its presence all over the country in less than two decades.Bajaj Allianz Life serves millions of customers through its 524 branches across the country, 70,000+ agents (as on 30 Sept 2020), and comprehensive set of trusted partners and through its online sales channel.The Company’s brand promise and tagline is “Life Goals.

It drives the organization to launch pioneering insurance solutions, including the revolutionary RoMC (Return of Mortality Charges), a feature in some of its new-age ULIPs, and thus becoming the first insurer to do so.Key Highlights of Bajaj Allianz Life InsuranceThe company has a staggering Claim Settlement Ratio of 98.02%Provides 1 Day Claim ApprovalBajaj Allianz Life has been awarded AAA (In) Rating by CARE for its Highest Claims Paying AbilityThe company has Rs 56, 085 crore in total Assets Under Management (AUM)Till now, Bajaj Allianz Life has covered 3.44 crore people across the country and still countingThe company has a solvency ratio of 745%It is amongst the ‘Top 75 most valuable Indian Brands 2020’One of the most Trusted Brand in 2021Bajaj Allianz Life has persistently transformed to provide with the latest technology laced high-quality services to boost customer delight.

The Company continues to engage with customers through a number of unique platforms.

Commercial Vehicle 2021-01-22
img

Life is volatile and unpredictable.

It’s like a roller coaster – full of ups and downs.

We can never know what the next moment is holding for us.

Neither can we plan in advance to steer clear of an unforeseen incident.

While it’s a concrete truth that we have no control over the incidents happening in our life, there’s something you can do to make sure that the lives of your dependents goes smooth without any financial obstacles.And for this reason, you will have to plan beforehand.

You need to make sure that the people you care for or your loved ones live a happy life even after you will be long gone.

Commercial Vehicle 2021-01-09
img

An insurance agent is somebody who pitches insurance approaches to individuals.

Being an insurance agent might be a great job for you on the off chance that you get a kick out of the chance to meet and converse with individuals.

You will require no less than a secondary school certificate to be an agent, and you may need a professional education to have particular agent employments.The GIBL App allows you to become an insurance POS Agent and earn unlimited by selling all types of insurance policies online from anywhere, anytime.

Whether you hold a regular 9 to 5 job or a student or a housewife, you can earn beyond limit by investing a small amount of time as per your convenience.

Become a GIBL POS and transform yourself from just a Smart Agent to a Digitally Smart Agent!

Commercial Vehicle 2020-12-17
img

Life insurance too, in this aspect, can be purchased today online without any hassle.

By visiting the official website of your life insurance provider or by simply logging into any reliable insurance broking portal, you can instantly buy the life insurance plan of your choice.

To answer this question, when you buy life insurance online, you will be able to see the different benefits of the policy.

This way you will be able to save on the premium.

You may also become eligible for attractive discounts when you buy life insurance plans online.

You can compare different plans based on the claims settlement ratio of the company, coverage, premium, etc.

Commercial Vehicle 2021-03-23
img

With the increasing number of health related issues, nowadays, health insurance has become a necessity.

It acts as a shield in case of any medical emergency by financially helping you pay for all the expenses incurred from hospitalization or any other medical treatment.However, where most people struggle in this context is that they can’t unearth a health policy that will be the best for them.

Whether you buy Mediclaim insurance for your family, individual self or group, it’s always important to go for the best health insurance plans that offer extensive coverage because you wouldn’t want to compromise in this partTo avoid such situations, here are some of the tips that you must follow to avail the best health insurance policy online.Only Go for the Best Health Insurance PlansWhile you compare different health insurance plans online, it’s advisable that you shop around a little with patience about the best Mediclaim plans given that these health insurance plans are likely to offer you an extensive coverage for your health.Compare Health Insurance OnlineThere are few online comparison portals where you can easily log in and compare various health plans the same way.

Online comparison of Mediclaim plans brings you the best policies.

This way you will be able to see for yourself the best health insurers, judge their products from different perspectives like largest network of cashless hospitals, lowest time period imposed on pre-existing conditions, options of domiciliary treatment, daily allowance, free medical check-ups etc.Choose a Reputed Health Insurance CompanyTo avail the highest benefit at an affordable price on your Mediclaim insurance it’s suggested that you only prioritize the Mediclaim insurance companies that have a good reputation in the Indian market.

You can pick among various public or private health insurers in India but do make sure to research on the reputation of the health instance company.ConclusionPay attention to the claim settlement ratio of a particular insurer.

Commercial Vehicle 2021-03-15
img

Family health insurance plan is basically a comprehensive mediclaim policy where under a single plan you can choose to cover your entire family.

This family health insurance plan is mainly designed for huge families where members diverge vastly in age like a grandparent and a child.Let’s check out the benefits of family health insurance plans:Avail Discounts on Family Health Insurance Plan: Under the family floater health insurance plan, you can gain attractive incentives and discounts that these policies generally offer.

Depending on a number of parameters, family floater policy enables a person to get pleasure from discounts accordingly.

Family health insurance plan is the easiest way to plan for a secure future for the health of your family.Include Parents under Insurance and In-Laws: Many health insurance providers offer an option to include parents-in-law in exchange for little additional cost.

This certainly makes the family floater plan the best health insurance for parents of either side of a family.Add New Family Members Easily: It very much easy to add a new family member in a family health insurance policy in case of such need.

If you choose an individual cover, you will be required to take a fresh policy when there is an addition of a new member of the family.Hassle-free: A family health insurance plan in India is undoubtedly the best yet simplest way to safeguard the health of your loved ones.

Commercial Vehicle 2021-02-10

How term cover you should buy mainly depends on your annual income.

The general rule of thumb states that risk cover of your term policy should be 10 to 15 times of your annual income.

So it basically means that if you have an earning of Rs 5 lakh per year then you should buy a term risk cover of as a minimum Rs 50 lakh.The idea of buying a good term life insurance policy is to arrange for self-sustainability of dependents so that lifestyle can be maintained and all the future needs of the family could be settled after the demise of a policyholder.What you need to keep in mind in this context is that it also depends on the age.

Younger age people should and can buy higher term life insurance cover – up to 25 times of their annual income.

It’s simply is because their dependents will take a longer time to be on their toes.

You can click here to know more about term insurance plans.

Commercial Vehicle 2021-02-05

Neither it is like a movie.

Life is full of ups and downs.

You never know what the next moment is holding for you.

Neither can you plan in advance to steer clear of an unforeseen incident.

Although we have no control over our destiny, there’s always something you can do to make sure that the lives of your dependents goes smooth without any financial obstacles.Due to all these reasons, you will have to plan beforehand.

You need to make sure that the people you care for or your loved ones live a happy life even after you will be long gone.

Commercial Vehicle 2021-01-23

Term insurance is generally considered as the purest and cheapest form of life insurance policies.

You and your family are assured a lifetime of financial security with a term insurance plan.

In order to avail a good term insurance policy, apart from providing the insurer with the required documents, you will also have to go through a medical test.A medical examination is important it helps the insurers in calculating the risk perception.

A relatively healthier individual is at lower risk, and therefore, is generally offered lower premiums following a medical examination.Today there are various term insurance plans that come with 'No Medical Test Required' option.

However, you need to have some caution here since such term plans are generally of low-value.

Even if you are young and healthy without any medical history, the insurance providers will not offer a cover that’s more than 5 lakh without a medical examination.Simply put, if you are looking for a term insurance policy with a high insurance cover, your medical examination is a must.

Commercial Vehicle 2021-01-14
img

Life insurance is a must if you want to secure your family or loved ones against any financial setback in your absence.

It is also a good option for building corpus for your future financial goals.

In general, life insurance plans have been designed to make sure that your family’s dreams a fulfilled without any financial trouble.These policies give you a sense of peace because you know that you will be protected.

There are various types of life insurance plans such as term life insurance, endowment policies, ULIP Plans, Child Plans, Retirement Plans, etc.

You can choose a policy depending on your requirements.In a country like India, there is a plethora of life insurance companies offering these plans.

And choosing the best life insurance policy among them could be a challenging task.

Commercial Vehicle 2021-01-04
img

Term life insurance is the most basic type of life insurance plan.

It is affordable and offers wide-ranging benefits.

In the middle of the tenure of the term insurance plan, if the insured passes away, the family of the policyholder will be provided with the amount of the policy.

The sum insured of a term plan is considerably higher and it costs less when compared to other type of life insurance plans.

Online comparison of term plans will bring you the top covers for the lowest premium.

In addition to that, you will not have to pay any additional costs to any agents.

Commercial Vehicle 2020-12-14
img

When we buy a life insurance policy, we consider several factors like the price, the sum assured of the plan, policy coverage, exclusions and so on.

Note that there could be two scenarios for filing a claim: Have a look at the general process and documents required for filing insurance claims under both the scenarios.How to File a Death Claim?

When a person with a life insurance policy called "life assured" – dies, a claim intimation should be sent to the insurance company as early as possible.

The nominee or the assignee under the policy can do this.

Any close relative of the insured or the agent who oversees the policy may also do the needful.

The insurance agent must help the life assured’s family or assignee to deal with the insurance company to fulfil the formalities for a claim.