Water damage, whether caused by flooding or a hurricane, takes a lot of time, effort and money to restore and clean.
Purchasing adequate homeowners or renters insurance is your best bet to ease the financial strain of dealing with property damage.
Your insurance company will cover the costs of repairing your home, helping you get your life back on track as soon as possible.Does Renters Insurance Cover Water Damage?While many renters focus on coverage for belongings if their rental is burglarized, it’s also important to consider coverage for water damage.A basic renters insurance policy may provide coverage for personal property losses caused by:Windstorm or hailWeight of sleet, snow and/or iceSmokeFire and/or lightningExplosionsFreezing of plumbing systemsFire sprinkler failure/accidental dischargeAccidental or sudden discharge of water from a plumbing system or other applianceCeiling leaksToilet flooding due to accidental overflowRemember that renters insurance does not cover flood insurance, so to further secure a property, there is a need to purchase a separate policy for flood damage.Filing an Insurance ClaimMost homeowners are not well-prepared and don’t even know where to begin when filing an insurance claim.
There are some terms and conditions that have to be complied with, as well as specific steps to be taken to ensure a smooth claims process.It is best to have ServiceMaster by Wright to assist you with all your damage and insurance claims.To make sure you get your due, follow these tips from ServiceMaster by Wright:Get in touch with your insurer or the agent who sold you the homeowner’s insurance.
Include the amount you paid for the items and gather any receipts you can find.
Scammers can show up after natural disasters.
A fire can go from a spark to engulfing flames in no time, so every second counts.
Educating yourself now on different types of fires and how to put them out means protecting your family in the future if something does occur.As a note, while the following scenarios give tips for extinguishing a fire yourself, if the problem is serious or spreads quickly, call your fire department immediately or dial 911.Learn About FiresFire is FAST!
Inhaling this super-hot air will scorch your lungs and melt clothes to your skin.Fire is DARK!
Fire starts bright, but quickly produces black smoke and complete darkness.Fire is DEADLY!
If the steps above do not take effect and the fire appears to be out of control or in danger of spreading, call 911 for help.How To Put Out Gas FireFires caused by natural gas, kerosene, propane or gasoline are categorized as Class B fires.
This prevents oxygen from fanning the flames and helps avoid flames from reach other areas of your kitchen.Turn off the oven.
Even the tiniest detail, such as dirty carpeting, can cause significant impact to future customers.
In fact, dirty carpets can form negative opinions in a potential client’s mind.That said, it is therefore important to take care of carpets in businesses for everyone’s best interest.
It may be tempting to try, but carpet cleaning is not a DIY job, which is why there are professionals like ServiceMaster by Wright who have an extensive range of services, including carpet cleaning, to ensure that business operations are not disrupted and a healthy working environment is present.
Find out how often you should clean your carpets to impress your customers in this article.How Often Should You Clean Your Carpets?It is recommended to vacuum everyday, but routine professional cleaning should be performed once every six months to twice a month.
Spot Clean Any Problem AreasFrequency: As neededStains ruin the appearance of commercial carpets.
Spot cleaning can be effective at removing stains if done immediately.Stubborn stains would need the intervention of an expert carpet cleaning company2.
A fire can go from a spark to engulfing flames in no time, so every second counts.
Educating yourself now on different types of fires and how to put them out means protecting your family in the future if something does occur.As a note, while the following scenarios give tips for extinguishing a fire yourself, if the problem is serious or spreads quickly, call your fire department immediately or dial 911.Learn About FiresFire is FAST!
Inhaling this super-hot air will scorch your lungs and melt clothes to your skin.Fire is DARK!
Fire starts bright, but quickly produces black smoke and complete darkness.Fire is DEADLY!
If the steps above do not take effect and the fire appears to be out of control or in danger of spreading, call 911 for help.How To Put Out Gas FireFires caused by natural gas, kerosene, propane or gasoline are categorized as Class B fires.
This prevents oxygen from fanning the flames and helps avoid flames from reach other areas of your kitchen.Turn off the oven.
Water damage, whether caused by flooding or a hurricane, takes a lot of time, effort and money to restore and clean.
Purchasing adequate homeowners or renters insurance is your best bet to ease the financial strain of dealing with property damage.
Your insurance company will cover the costs of repairing your home, helping you get your life back on track as soon as possible.Does Renters Insurance Cover Water Damage?While many renters focus on coverage for belongings if their rental is burglarized, it’s also important to consider coverage for water damage.A basic renters insurance policy may provide coverage for personal property losses caused by:Windstorm or hailWeight of sleet, snow and/or iceSmokeFire and/or lightningExplosionsFreezing of plumbing systemsFire sprinkler failure/accidental dischargeAccidental or sudden discharge of water from a plumbing system or other applianceCeiling leaksToilet flooding due to accidental overflowRemember that renters insurance does not cover flood insurance, so to further secure a property, there is a need to purchase a separate policy for flood damage.Filing an Insurance ClaimMost homeowners are not well-prepared and don’t even know where to begin when filing an insurance claim.
There are some terms and conditions that have to be complied with, as well as specific steps to be taken to ensure a smooth claims process.It is best to have ServiceMaster by Wright to assist you with all your damage and insurance claims.To make sure you get your due, follow these tips from ServiceMaster by Wright:Get in touch with your insurer or the agent who sold you the homeowner’s insurance.
Include the amount you paid for the items and gather any receipts you can find.
Scammers can show up after natural disasters.
Even the tiniest detail, such as dirty carpeting, can cause significant impact to future customers.
In fact, dirty carpets can form negative opinions in a potential client’s mind.That said, it is therefore important to take care of carpets in businesses for everyone’s best interest.
It may be tempting to try, but carpet cleaning is not a DIY job, which is why there are professionals like ServiceMaster by Wright who have an extensive range of services, including carpet cleaning, to ensure that business operations are not disrupted and a healthy working environment is present.
Find out how often you should clean your carpets to impress your customers in this article.How Often Should You Clean Your Carpets?It is recommended to vacuum everyday, but routine professional cleaning should be performed once every six months to twice a month.
Spot Clean Any Problem AreasFrequency: As neededStains ruin the appearance of commercial carpets.
Spot cleaning can be effective at removing stains if done immediately.Stubborn stains would need the intervention of an expert carpet cleaning company2.