Bessie Scavotto

Bessie Scavotto

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We’re here to guide you through the coronavirus pandemic. Sign up to the Life newsletter for daily tips, advice, how-tos and escapism.Money is an awkward topic of conversation topic at the best of times. During a a pandemic, it can become a nightmare. Financial worries, debt and inequality can put a high degree of strain on the most solid of relationships, threatening  existing dynamics, even when the subject is broached with good intentions.It’s hardly surprising we’re most focused on the health impact of the virus on our nearest and dearest, not to mention our own, which can mean discussions about personal finances take a back seat. But what happens when you or your partner have been furloughed, left as the sole earner, or one or other have lost considerable income due to Covid-19? Money can change relationships forever, and drive a wedge between people that proves to be the be-all and end-all.So what are the best ways to navigate it in a relationship right now.Related... Covid-19 Is Widening The Money Gap Among Friends And It Sucks Out in the openSimply avoiding the topic or ignoring the problem might be the easy path to take, but it certainly doesn’t help anyone. When someone close to you is struggling financially it’s important to have these honest, uncomfortable conversations about money. Sure, these can lead to embarrassment, shame or confusion, but once it’s out in the open, you can only move forward from there.“When we are highly stressed about money – it can trigger a part of us that goes into fight or flight or freeze,” Pam Custers, relationship therapist and Counselling Directory member explains. “Conversations shouldn’t be black or white, but have a conversation that teases out not only where you are now, but also the possibilities of the future.” Think medium and long termWith future plans on hold and many taking things as they come, we are living in an infinite present. Where income has suddenly reduced or even completely dried up, it’s about sitting down with your partner, co-constructing a way forward and working out how to manage together. “Be gentle with each other. Don’t just talk about the bottom line. Start talking about how you’re going to go about this and the importance of thinking about the future,” Custers adds.“Say you’re furloughed or you’ve just lost your job. Figure out some sort of trajectory for how you can navigate out of this situation. Have a conversation that focuses on each other’s strengths and be sure to value each other’s competencies in order to recoup and reorganise – it’s a really scary, uncertain time and we need to pull together, and not apart.”Related... Here's How To Get Your Finances In Order For A Recession Be on the same page financially It takes a lot of courage to be able to voice any fears and concerns that you may be having, but taking the first steps in creating a plan that works for everyone and sticking to that plan is a step in the right direction.  “Take stock of where you’re at and assess your priorities. Make some lifestyle adjustments and come to terms with the change because you don’t want to be coping and waiting for an end of the tunnel that’s not really coming,” advises Bukiie Smart, founder and editor of Save Spend Invest. “Be flexible and adaptable. You may be earning less or not at all – and that’s okay. Think outside the box and find more ways to make an income. It doesn’t necessarily mean ‘get a proper job’. You can monetise the skills you already have, sell things lying around the house, or get creative doing something entirely different.” Spread the loadWhere we’re all feeling the pinch right now in this current climate, helping someone else out financially can be hard. Not just because your own budget may be tight, but because money is such an emotionally charged subject.“It’s not possible to lend a hand if you yourself, don’t have anything to give. People need to get that comfortable saying ‘no, I can’t afford that right now,’” Smart adds. “If they do decide to help out in some way be prepared to lose that money in the worst-case scenario. Obviously, it’d be great to get the money back and if there’s some repayment plan in the future, but when lending money people should have a mindset of ‘if I don’t get this back, would I be still okay financially?’ Make sure it’s not something you’ll regret or have a huge impact on your financial goals.”Re-evaluate budgets and move goalpostsFinancial circumstances and timelines change all the time. Making adjustments – no matter how big or small – can be imperative and instead of polarising one another, it can actually bring a couple together. “What Covid-19 has actually shown us is that there are some families who’ve lost jobs or experienced income reduction – most of us are eating into emergency savings,” Aditi Shekar, founder of personal finance app Zeta, tells HuffPostUK.“Have regular check-ins with each other. Discuss purchase limits on spending, prioritise the important things such as mortgage or rent, put timeline goals in place for what’s working and not working. Set easy rules for you and your relationship, then use those as sort of mini-guides to keep you guys on track and keep you in sync about your money.”Read More Ashamed Of Your Debt? Talking About It Is The First Step To Tackling It How To Prepare For The Uncertainty Of A Recession How To Save Money On Your Bills This Autumn
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We pitted the Surface Pro 6 vs. the Surface Pro 5 to discover the differences between these two older models.
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A report from CNBC today revealed TikTok‘s allegedly selected a bidder to take over its US, New Zealand, and Australian business — and it’ll reveal who that is very soon. Word is that it’s down to Walmart and Microsoft or Oracle. CNBC reports that TikTok‘s executives could announce the deal as early as September 1. While we don’t yet know who the lucky suitor is, the smart money’s on Walmart and Microsoft — yeah, I didn’t think I’d be saying that about a social media app in 2020 either. The other likely contender is Oracle. Under the terms of President… This story continues at The Next Web
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We took Google and Amazon out of the running (just this once) to see what other great smart home products are out there.
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The state’s apocalyptic blazes burned 2,000 square miles in just 10 days.
Enjoy those warm nights at home with some movies and music in the backyard.
Welcome to Insider Cannabis, where we're bringing you an inside look at the deals, trends, and personalities driving the multibillion-dollar cannabis boom.
An almost-busy summer season in private aviation is encouraging firms to scale up with more readily available planes and experienced pilots from the airlines.
Samsung has already formally announced the second of its expected three-part Galaxy Unfold 2020 series, on that it already revealed to be all about the Galaxy Z Fold 2 earlier this month. Given how much has been leaked already, plus official or sponsored teasers, there is really just one piece that’s missing. That final piece, the price, has now finally … Continue reading
Our robot colleague Satoshi Nakaboto writes about Bitcoin every fucking day. Welcome to another edition of Bitcoin Today, where I, Satoshi Nakaboto, tell you what’s been going on with Bitcoin in the past 24 hours. As Marcus Aurelius used to say: Yippee! Bitcoin price We closed the day, August 24 2020, at a price of $11,774. That’s a minor 0.95 percent increase in 24 hours, or $110. It was the highest closing price in three days. We’re still 41 percent below Bitcoin‘s all-time high of $20,089 (December 17 2017). Bitcoin market cap Bitcoin‘s market cap ended the day at $217,477,962,650.… This story continues at The Next WebOr just read more coverage about: Bitcoin
Caviar is well known for its rather excentric smartphone versions featuring premium, luxury materials. With the release of Samsung’s Galaxy Note 20 Ultra, the company ... The post Galaxy Note 20 Ultra Eternity featuring marble and rose gold revealed by Caviar appeared first on Gizchina.com.
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Photo by Amelia Holowaty Krales / The Verge Facing higher production costs due to the inclusion of 5G hardware in this year’s “iPhone 12” series, Apple is attempting to use less expensive components in other areas, according to analyst Ming-chi Kuo (via MacRumors and AppleInsider). One of the biggest cost reductions is believed to come from battery technology; Kuo says Apple is reducing the number of layers in the battery board and placing cell components in a smaller area. This will result in a battery board that’s 40 to 50 percent cheaper than the iPhone 11’s equivalent part, according to Kuo, and next year’s iPhone batteries will get a further 30 to 40 percent price decrease due to additional design changes. Apple is also said to be trimming battery costs for a third-generation... Continue reading…
It looks like Motorola is clearing out its stock ahead of the expected second-generation Razr reveal.
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