How many times have you run out of money while paying the hospital bills?

How many times have you avoided necessary treatment for an illness because of high medical expense?The answer would be quite a several times.

So, here health insurance plays a crucial role.While purchasing a health plan, you ensure to opt for the best policy with comprehensive coverage that adequately shields your family's clinical prerequisites.

And cashless health insurance claim process is one of the prime factors of purchasing health insurance as it saves your hard-earned money from draining into medical costs.What is a Cashless claim?With ever-increasing medical expenses, health care treatments are becoming costlier day by day.

A cashless health insurance claim process offers you financial assistance to manage any treatment costs.

Under the cashless health insurance claim process, you do not need to pay medical bills from your pocket as it directly gets settled between the health insurance provider and the hospital.All you need to do is inform your insurer about the treatment you are having, which must be covered under your health policy.

Saral Jeevan Bima is standard term insurance product that is simple to understand & ideal for every individual & especially for first-time buyers.

Life insurance policies secure your family financially, even in your absence.

Term policies provide coverage for a specific duration, which is ideally 10 to 30 years.

Hence, you require an alternative to it wherein your insurance coverage amount increases from time to time to suffice your growing financial needs.

This form of term life insurance is great to keep up with your growing expenses such as a new house, when the family expands or other financial goals or even against the increasing inflation rate.

For example, during your various milestones of life like marriage, children, child’s education and others, you can increase your policy sum assured.

But there are also several other features and benefits in this type of term policy that you should know.Increase in insurance coverage: The increase in sum assured is either evaluated as a percentage of the original coverage amount or a fixed amount.

The sum assured amount enable dependents of the insured to be financially stable while taking care of any liabilities left behind by the insurance holder.But if you are not cautious while investing in it, then your family might need to face budgetary hardships in your absence, regardless of your best efforts.Things you should remember while purchasing the best term insurance plan.Get sufficient Insurance Cover: Settling on how much cover you require is an essential choice to make and should be taken carefully.

You should not pick a random amount like Rs 1 crore like others, thinking that it might be sufficient for you.

Also, you have to have enough coverage amount to cover your liabilities such as home loans, everyday costs of your family for about 30 years along with the future objectives like kids’ marriage, education expenses, amongst others.

Do not try to hide about smoking and drinking to save money on the extra premiums.

You should clearly mention about your current health issues as well as past medical conditions.

A nominee can be your spouse, children, or anyone whom you want to pass on the benefits of the term plan.

The Covid-19 pandemic has changed everything that we knew and has brought all that we took for granted to its knees.There is an increased sense of fear and pessimism in the air.

The feeling of an uncertain future has created a sense of deep stress for many and the result we see is the emergence of mental health-related issues.Despite the gloom and doom, the wise would see that there are ways to come around this and make it work for the positive.

Many looks at insurance as just a backup if we fall ill or something happens to us.

It helps you earn over time if you do it right.The younger you get insurance, the higher the insurance benefits in the long term.

Bimakaro is offering a plethora of plans form top insurers in India at the most affordable rates.Let’s check out PNB MetLife Insurance Company's – PNB MetLife Mera Term Plan.PNB MetLife India Insurance Company Limited (PNB MetLife Insurance) is one of the leading life insurance companies in India.

PNB MetLife is a joint venture between MetLife International Holdings LLC (MIHL), Punjab National Bank Limited (PNB), Jammu & Kashmir Bank Limited (JKB), M. Pallonji and Company Private Limited and other private investors, MIHL and PNB being the majority shareholders.Eligibility Criteria of PNB MetLife Mera Term Plan Entry AgeMinimum - 18 yearsMaximum – 65 yearsPolicy Term AgeMinimum - 10 yearsMaximum - 81 years40 years (only Joint Life Cover)Maturity AgeMinimum - 28 yearsMaximum - 99 years75 years (only Joint Life Cover)Premium Payment FrequencyAnnual and monthlyAnnual and monthlyMin Basic Sum AssuredRs.10 lakhRs.10 lakhSo, what are the key features of PNB MetLife mera term plan?PNB MetLife Mera Term Plan is a pure protection life term insurance plan that ensures complete coverage to the life assured’s family.

"The hazards of an exploding population increased pollution and depletion of our natural resources has added to our suffering.

Like a deer caught in the headlights, we are unaware till the last moment!A change in the working styles has created an army of chair sitters peering for long hours into a screen.

As per National Sample Survey Office report, India’s working hours are some of the longest among our global peers.

Unhealthy lifestyle diseases and then we wonder how we get such things.Our rigid, immobile lives are not just limited to the office.We are becoming increasingly lazy as technology advances and this is adding to the plethora of lifestyle diseases.

Yes, we can start eating healthy and exercising, but still the future remains riddled with uncertainty.We are so consumed by the moment that we forget the future.

This is a very simple and affordable form of life insurance which helps take care of the living expenses of the family in case one is not there to provide them with the means to achieve their future goals.One of the foremost companies in India offering term life insurance options is Kotak Mahindra.The Kotak Mahindra Life Insurance Company was founded in 2001 under the flagship of the Kotak Mahindra Finance Company.

Kotak Mahindra Life Insurance is among the top insurers company in the country.

Read this blog to know about the features and benefits of the Kotak Term Insurance Plan.