Buying a home can be a complicated process, especially when you haven't bought before. Kiwi Mortgages is here to assist and provide you with all the information you need and get you the best possible first home loan deals. We guide you at every step, answer all your queries, potentially save you from those expensive mistakes, and make sure that your First Home buyer is a memorable experience for you as it is a lifetime investment. Our mortgage advisers have the competence and knowledge to guide you through the end-to-end process of your first mortgage.
verything You Need to Know about how Kiwi Mortgages Makes Buying First Home Easier
Having years of industry experience, we have helped tons of kiwis with their first home owners grant – at Kiwi Mortgages, we focus on stuff that’s most important for you!
Below are some handy tips for ‘first-time home buyers’ and we at Kiwi Mortgages are always there for you – call us TODAY:
First Home Buyers should talk to experienced advisers like Kiwi Mortgages and benefit from their free services.
Maintain clean credit history which does not have defaults / too many enquiries in short span of time. You may request your own credit history file free or at nominal charge
Maintain good account conduct with no dishonours / unauthorised overdrafts
Resist avoidable purchases and continue saving towards deposit, including KiwiSaver to reach your first home purchase sooner than later
Keep your debt to minimum possible and below $15,000 under the First Home Loan scheme
Use your credit card sensibly and pay off in full at due date. Do not use credit card for cash advances
Have proper due diligence while purchasing. Ask questions – it is your right
Seek advice from experts – RE Agents; Mortgage Advisers; Solicitors; Accountants. They are all there to help the First Home Buyers
Get bank approval in place for your first home purchase before you make an offer
Get the bank to approve the property before you make unconditional offer or bid in auction for your first home