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American Express Platinum Card Benefits

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Kirti Bhargav
American Express Platinum Card Benefits

American Express is one of the highly reputed and leading credit card issuers all around the world. It offers highly premium credit cards with world-class features and benefits to the customers. American Express Platinum Credit Card is one of the most popular AmEx credit cards that you can avail of. Here are the key highlights of this credit card that one must be aware of before applying for a credit card.


  1. Welcome Benefits: To make the experience more rewarding American Express offers the credit cardholders of the American Express Platinum Card the welcome benefits of 1,00,000 membership reward points or vouchers worth Rs. 45.000 from Taj, SeleQtions, and Vivanta Hotels.
  2. Reward Rate: With this credit card, the credit cardholder gets to earn 1 membership rewards point for every Rs. 40 spent using the card, 3x membership rewards points on all international transactions, and 5x membership rewards points on purchases made via the reward multiplier portal. The cardholders also get to earn reward points on fuel transactions as well.
  3. Travel Benefits: You also get to enjoy unlimited access to domestic lounge access and access to 1,200 plus airport lounges globally, 24x7 global Platinum Concierge Service with this credit card.
  4. Movie & Dining Benefits: On getting this credit card you get a complimentary membership to EazyDiner and a discount of up to 50% at 1,800 premium restaurants in India. Isn’t this wonderful?
  5. Insurance Benefits: This credit card covers comprehensive insurance benefits such as a personal air accident cover worth Rs. 5 crores, a cover of Rs. 50,000 for the loss of check-in baggage/passport/documents, overseas medical insurance cover, and so on.
  6. Fuel Surcharge: You get a waiver of a 1% fuel surcharge at BPCL and IOCL fuel stations, no fuel surcharge at HPCL fuel stations for fuel transactions up to Rs. 5,000, and a 2.5% fuel surcharge waiver at all other fuel stations.
  7. Other Benefits: Apart from the above benefits you also get to enjoy other benefits like complimentary access to premium domestic and international golf courses, 2 add-on cards free, netbanking services, etc.


Eligibility Criteria for American Express Platinum Card:

  • The applicant must be above the age of 18 years.
  • The salaried applicants must have a minimum annual income of Rs. 25 lakhs and self-employed individuals must have a minimum annual income of Rs. 15 lakhs.


How to apply for American Express Platinum Card:

The applicant can apply for the American Express Platinum Card online as well as on American Express’s official website. All you need to do is select the AmEx Platinum Card and then click on the apply button. Now fill out the application form with the required details and attach scanned copies of the required documents and click on the submit. If the application is approved you will receive a confirmation mail about the same on your registered mail.


Bottom Line:

To conclude, we hope that you must have an idea about the benefits of the American Express Platinum Card till now. But is it really worth it to take an AmEx credit card in the Indian Market? The joining fee for this credit card is Rs. 60,000 plus applicable taxes which is pretty much high. You must know that not all merchants accept an AmEx card at the time of payment. You need to check all the aspects before taking an American Express Credit Card.


Additional Reading - Your Complete Guide To Using Your Credit Cards

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Kirti Bhargav
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