In a world where mobile phones are the powerhouse technologies that help us manage everything from communication to running a business, nowadays, technology is ruling the world. One such part of tech is banks and financial institutions that use mobile and apps on the go.
Some features to make them the best are:
- Secure login: Offering secure log-in or multi-factor authorization in a financial app is important. Offer options like email and password, biometric, fingerprint, or facial recognition features.
- Sending and receiving money: Allow for the transfer of any amount in the e-wallet and, conversely, assist in receiving money from senders and others.
- Notification: Offer the option of notifying the user of any sort of activity done in their bank accounts. Send immediate alerts for financial transactions, account activity, and other noteworthy events.
- Transaction history: Let the app maintain records of past transactions and offer filters to manage and view specific transactions and periods.
- Customer support: Provide the users with in-built chatbots or a knowledge-based help guide to provide support to the users of the app.
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Today near field communication (NFC) apps have caught more attention for doing in- store cashless transcation in the worldwide. So let's take a look some of the NFC app which will foster your future payments. Have a look. For more details- https://bit.ly/2J2e6wI
Functionality Behind NFC AppsNFC app installed on a smartphone will instantly connect with the credit card terminal as soon as the phone is tapped against itSimply scan your finger or enter the passcode to approve the transactionThis transaction is validated by a small separate chip called a secure element, that passes the control back to NFC modemThe payment is finally done in the way same as traditional card swipe transactionAutomating a whole lot of phone functions like passing contacts, configuring wireless settings and launching the application is also a big trick which is known to an experienced user.
Have a look:Best NFC payment app: Google PayGoogle Pay ( Android Pay was rebranded and renamed as Google Pay ) is an application for making NFC payments designed for all Smartphone users.
It ensures zero liability coverage, is secure (does not share actual debit/credit card details, instead sets up a virtual account number to represent card information that helps secure card details).
Equally compatible with magnetic stripe terminals, it allows making easy payments by simply waving the Samsung device near the cash register instead of swiping the cash cards or supplying relevant payment information.
With its clear terms and conditions, sending and receiving online international payments becomes convenient.
A hands-free checkout option that comes along with the application allows you to mark your selected merchant as a favorite one.
