Specialist mortgage lenders have seen a resurgence in recent years, with a proliferation of lenders and challenger banks entering the market. This competition has driven rates down to a point where they are much closer to the "vanilla" residential mortgage rate. This is good news for customers, but getting a mortgage offer isn't always easy, especially if you're looking for an unconventional mortgage. Some options include self-employed mortgages, new build mortgages, and bridging loans.
No Red Tape
The mortgage industry has a lot of headaches. While big intermediaries and lenders have dedicated compliance officers, most small firms don't have them, and have to add compliance functions to their existing staff's daily routines. The Mortgage Day and other regulations have had a negative impact on mortgage volumes and processing time. However, these costs are rarely considered in FSA cost-benefit analyses. Nevertheless, the FSA's proposal to introduce a new regulation called Treating Customers Fairly is likely to add significant additional burden.
Signature Mortgage
Signature Mortgage Lenders at Mint Financial Services can help a high-net-worth client find the mortgage loan they need. For these customers, standard lending limits may not be enough. To get large mortgage loans in a desirable area, they need to work with a specialist lender or a private bank. Mint FS has long-standing relationships with large lenders and can help clients find the right loan for their needs.
Complete Financial Services
Complete Financial Services was founded in 1993 to help Mortgage Broker Salisbury source specialist lenders. Today, they package more than 40 lenders and have in-house underwriters, allowing more loans to be completed. They are fully authorised brokerages and offer expert advice and support on all aspects of the loan. They can help brokers with any queries regarding the loan, from the mortgage documentation to the closing of the deal.
Complete FS has added new buy-to-let lender Zephyr Homeloans to its lending panel. This lender was brought to market by Computershare, which represents external funders in the UK buy-to-let market. Since launching, Zephyr Homeloans has successfully completed its first buy-to-let deal with Mortgages for Business. Complete FS chief executive Tony Salentino said that the new lender's product offering was a major factor in his decision to add it to the panel.
Mint FS
If you're looking for specialist mortgage lenders, Mint Financial Services may be the place for you. They offer mortgages from across the market and offer expert advice to find the right mortgage solution for your needs. They are registered with the Financial Conduct Authority and have an office in Salisbury, Wiltshire. They may record your call for training purposes. If you're thinking about applying for a mortgage, contact them today!
The application process is easy and quick, especially if you're using the Mint app. Most of the information you need to provide is already stored in the app. All you have to do is review it and confirm that you have the information. You'll also have to tell them the type of home you want to buy and how much you're willing to put down to get the loan. Mint's Senior Vice President, Varun Krishna, told Insider that a preapproval application can be completed in as little as eight minutes.
If you are looking for loan or investment in HMO property then we have a solution for you.
Here at Montreux financial we offer HMO and MBU mortgages at best interest rates.
Whether it is first financing or refinancing the property, we have access to both the high street portfolio products and specialist buy-to-let lenders for you who are well suited to finding the best, lowest cost solution for your specific requirements through out UK.
For free expert advice call us @ +44 7778177977 or visit.
