Welcome to Limitless Mortgage, where we believe that your financial potential knows no bounds. As a trusted name in the industry, we specialize in providing customized mortgage solutions designed to empower you on your path to homeownership and financial security.
The Power of Personalized Mortgage Solutions: Unraveling the Limitless Mortgage Difference
Your Journey to Homeownership Starts Here
At Limitless Mortgage, we understand that securing a mortgage is a significant milestone. Our team of experienced professionals is dedicated to guiding you through the process, offering expert advice and tailored solutions that match your unique financial situation and goals.
A Commitment to Excellence
With years of expertise in the mortgage industry, our team at Limitless Mortgage has a deep understanding of the market and its complexities. We leverage this knowledge to provide you with the best possible mortgage solutions, ensuring you make informed decisions that align with your long-term financial objectives.
Narre Warren: Our Home, Your Future
Serving the Narre Warren Community
As a local mortgage solutions provider based in Narre Warren, we take pride in being an integral part of the community. Our deep-rooted connections and local expertise allow us to offer insights and solutions that are tailored to the unique needs of Narre Warren residents.
Your Partner in Financial Growth
Whether you're a first-time homebuyer, looking to refinance, or exploring investment opportunities, Limitless Mortgage is here to support you. Our comprehensive range of mortgage solutions caters to a diverse array of needs, ensuring you have the resources and guidance to make the most of your financial journey.
Experience the Limitless Mortgage Advantage
A Mortgage Solution for Every Goal
Our commitment to providing personalized mortgage solutions means that we have a range of options to suit different financial situations. Whether you're focused on stability, flexibility, or growth, we have a mortgage solution that aligns with your objectives.
Your Path to Financial Freedom Begins Now
At Limitless Mortgage, we believe that your financial potential is, indeed, limitless. With the right mortgage solution, you can unlock doors to a brighter financial future. Contact us today to explore our range of mortgage solutions and take the first step towards realizing your homeownership dreams and financial goals. Trust Limitless Mortgage to be your partner in financial success.
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Loans are simply harder to get these days if you live in a manufactured home and harder still if that home is a singlewide.In many ways the manufactured home owner is treated as a second class citizen by the lending industry, probably because some of the misconceptions about the quality of construction and the negative perceptions created in the aftermath of major disasters (like a tornado or earthquake).And then there is the fact that many investors still consider manufactured homes “trailers”, viewing the residences as temporary structures which can be hauled off in the middle of the night, thus making the borrower and the home a flight risk.The singlewide home obviously provides the best comparison to the trailers of yesteryear so is often the greatest target of derision by lenders.Visit us at erictric.comAdding to the confusion is the fact that manufactured homes can either be titled as personal property or as real property.
If it is titled as personal property, it is in essence in the same classification as a recreational vehicle and most lenders don’t feel they have an adequate security interest.However, not to despair.
There is some hope on the horizon if your manufactured home (singlewide, doublewide, triplewide and bigger) meets the following criteria:The home must be built on June 15, 1976 or newer.The home must be greater than 400 square feet.The home must be titled as real property which means the home and land must be owned by the same person.
If you own the land and the home is still considered personal property, the title must be converted.The home cannot be in a 100 year frequency flood areaThe home must be on a permanent foundation that meets the HUD Permanent Foundaiton Guide to Manufactured Homes and a professional engineer must testify to this fact with an engineer’s certification letter.If the foundation does not meet the requirements, then a foundation repair must be done prior to the loan.The home must be in its original location and cannot have been moved from any other location other than the factory or the dealer’s lot.Customer service and economic prices enhance student travel.One of the last things you think of when planning for student travel abroad is cell phone service.
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